Oakland County property record for 2196 Derby Rd, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,172 sqft · built 1954 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Sep 2014) |
| Tax Bill | $4,622 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-30-401-011 |
| Primary APN | 08-20-30-401-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 1,172 sqft |
| Basement Area | 1,172 sqft |
| Unfinished Basement | 1,172 sqft |
| Game Room | Game Room |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,490 sqft (0.149 acres) |
| Lot Dimensions | 129 ft deep x 50 ft wide |
| Garage Area | 412 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2196 DERBY RD |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-7532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R11E, SEC 30 PEMBROOK MANOR SUB LOT 455 |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 30 |
| Legal Subdivision | PEMBROOK MANOR SUB |
| Legal Lot Number | 455 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 153000 |
2196 Derby Rd is owned and occupied by an individual who bought it in September 2014.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2196 DERBY RD, BIRMINGHAM, MI 48009-7532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2014 · Amount on File |
| Deed Sale | Sep 17, 2014 · Amount on File |
| Prior Sale | Sep 22, 1999 · Amount on File |
| Deed Document Number | 2014179495 |
| Deed Book / Page | 47415 / 123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2196 DERBY RD, BIRMINGHAM, MI 48009-7532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012316 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 52533/00143 |
| Instrument | 012316 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2196 DERBY RD, BIRMINGHAM, MI 48009-7532 |
| Document Number | 0000099178 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2196 DERBY RD BIRMINGHAM MI 480097532, BIRMINGHAM, MI 48009-7532 |
| Document Number | 0000099178 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 054244/000802 |
| Instrument | 99178 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 21, 2040 |
The 2025 property tax bill for 2196 Derby Rd was $4,622 with a homeowner's exemption, down 9.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,622.00 (-9.78%) Homeowner's exemption | $192,490 | $384,980 |
| 2024 | $5,123.00 | ||
| 2023 | $162,270 | $324,540 | |
| 2021 | $4,688.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2196 Derby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2196 Derby Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures