2196 Deer Run, Roaming Shores (Rock Creek), OH 44084 Property Records

Ashtabula County property record for 2196 Deer Run, Roaming Shores, OH 44084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,172 sqft · built 1980
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (May 2019)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`65-012-10-062-00`

Property Details

APN / Parcel Number

Primary APN	`65-012-10-062-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
Gross Area	1,556 sqft
1st Floor Area	1,172 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	190 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2196 DEER RUN
City	ROAMING SHORES
State	OH
Zip	44084-9670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2196 ROAMING ROCK NO 12
Legal Subdivision	ROAMING ROCK
Legal Lot Number	2196
Jurisdiction	ASHTABULA OH
Township / Civil Division	MORGAN
Census Block Group	4
Census Block	4028
Census Tract	1001

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2869 PADANARUM RD, GENEVA, OH 44041-8152
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit LAKEVIEW FCU
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 26, 2019	Survivorship Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 8, 2019	Correction Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 17, 2018	Warranty Deed, Transfer OHIO REAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2019 · Amount on Record
Deed Sale	May 8, 2019 · Amount on Record
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	20194182
Deed Book / Page	682 / 885
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	2196 DEER RUN, ROAMING SHORES, OH 44084-9670
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010166
Date	Oct 20, 2025
Book Page	855/2667
Instrument	2025-00010166

Lender

Name	LAKEVIEW FCU
Type	Credit Union
Address	ASHTABULA, OH 44004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 19, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	2196 DEER RUN, ROAMING SHORES, OH 44084-9670
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	ASK SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012528
Date	Oct 7, 2021
Book Page	752/2380
Instrument	202100012528

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

April 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ASHTABULA OH
Recording Date	Apr 26, 2019
Property Address	2196 DEER RUN, ROAMING SHORES, OH 44084-9670
Document Number	0000003753
Book / Page	681 / 1586
Map Reference	VOL 12 PG 14
Instrument Date	Apr 26, 2019
Instrument	201900003753
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 DEER RUN, ROAMING SHORES, OH 44084-9670

Mortgage

Document Number	0000003754
Date	Apr 26, 2019
Instrument	201900003754

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

May 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ASHTABULA OH
Recording Date	May 8, 2019
Property Address	2196 DEER RUN, ROAMING SHORES, OH 44084-9670
Document Number	0000003390
Book / Page	000682 / 000885
Instrument Date	Apr 26, 2019
Instrument	3390
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 DEER RUN DR ROAMING SHORES OH 44084, ROAMING SHORES, OH 44084

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Oct 17, 2018
Property Address	2196 DEER RUN, ROAMING SHORES, OH 44084-9670
Document Number	0000010628
Book / Page	000670 / 000298
Instrument Date	Oct 17, 2018
Instrument	10628
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CORTLAND CIR GENEVA OH 440419135, GENEVA, OH 44041-9135

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Morgan Township
Municipality	Roaming Shores Village
Unified School District	Jefferson Area Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,833.00 (+82.78%)	$44,590 (-) Land $7,280 Building $37,310	$127,400 (-) Land $20,800 Building $106,600
2023	$2,097.00 (+13.11%)	$44,590 (+21.43%) Land $7,280 Building $37,310	$127,400 (+21.45%) Land $20,800 Building $106,600
2022	$1,854.00	$36,720 Land $5,600 Building $31,120
2020			$104,900 Land $16,000 Building $88,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROAMING SHORES VILLAGE PWS serves 1,764 people · EPA ID OH0400611
Water Source	Purchased surface water from ASHTABULA COUNTY WATER SYSTEM
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Cable	1,000 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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