2196 Concord Ct, Dubuque, IA 52003 Property Records

Dubuque County property record for 2196 Concord Ct, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,363 sqft · built 1979
Lot Size	0.374 acres (16,300 sqft)
Owner	2 Individual Names on File
Last Sale	$263,000 (Apr 2020)
Tax Bill	$4,476 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-352-019`

Property Details

APN / Parcel Number

Primary APN	`10-26-352-019`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
1st Floor Area	1,363 sqft
Basement Area	1,363 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	16,300 sqft (0.374 acres)
Lot Dimensions	163 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Enclosed Porch
Porch Area	496 sqft
Deck Area	110 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2196 CONCORD CT
City	DUBUQUE
State	IA
Zip	52003-7117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 10 BABCOCKS 2ND ADD
Legal Subdivision	BRYANT
Legal Lot Number	10
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1001
Census Tract	802

Owner

Source: Dubuque County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2196 CONCORD CT, DUBUQUE, IA 52003-7117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CU
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Jul 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage PREMIER BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Prior Sale	Jul 15, 2010 · Amount on Record
Deed Document Number	2020-00004487
Last Transfer Date	Apr 16, 2020
Transfer Doc	0000004487
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2196 CONCORD CT, DUBUQUE, IA 52003-7117
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 CONCORD CT, DUBUQUE, IA 52003-7117

Mortgage

Document Number	0000009605
Date	Jun 11, 2021
Instrument	2021-00009605

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	82 Months
Due	Apr 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2196 CONCORD CT, DUBUQUE, IA 52003-7117
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003164
Date	Feb 26, 2021
Instrument	2021-00003164

Lender

Name	PREMIER BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2196 CONCORD CT, DUBUQUE, IA 52003-7117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008542
Date	Jul 11, 2017
Instrument	2017-00008542

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 16, 2020
Property Address	2196 CONCORD CT, DUBUQUE, IA 52003-7117
Document Number	0000004487
Instrument Date	Apr 8, 2020
Instrument	4487
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2196 CONCORD CT DUBUQUE IA 520037117, DUBUQUE, IA 52003-7117

Mortgage

Document Number	4488
Date	Apr 16, 2020
Instrument	4488

Lender

Name	PREMIER BK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Mortgage

Document Number	4570,
Date	Apr 16, 2020
Instrument	4570

Lender

Name	PREMIER BK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2040

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$327,800 (+5.3%) Land $42,300 Building $285,500	$327,800 (+5.3%) Land $42,300 Building $285,500
2024	$4,476.00 (+5.42%)
2023		$311,300 (+26.45%) Land $40,300 Building $271,000	$311,300 (+26.45%) Land $40,300 Building $271,000
2022	$4,246.00	$246,180 Land $34,210 Building $211,970
2021			$246,180 Land $34,210 Building $211,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Topco Holdings Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Comelec Services.

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