2196 Bellemonte Ct, Jefferson, MD 21755 Property Records

Frederick County property record for 2196 Bellemonte Ct, Jefferson, MD 21755

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,500 sqft · built 1978
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Aug 2026)
Tax Bill	$5,608 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-430408`

Property Details

APN / Parcel Number

Primary APN	`22-430408`
Alternative APN	`430408`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,500 sqft Living Area
Gross Area	3,437 sqft
1st Floor Area	1,833 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	44,867 sqft
Garage Type	Attached
Garage Area	841 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	430408
Street Address	2196 BELLEMONTE CT
City	JEFFERSON
State	MD
Zip	21755-9120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 3 SEC 5 1.031 AC 2196 BELLEMONTE CRT BELLEMONTE
Legal Subdivision	BELLEMONTE
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	22, BURKITTSVILLE
Census Block Group	2
Census Block	2031
Census Tract	752501

Owner

Source: Frederick County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2196 BELLEMONTE CT, JEFFERSON, MD 21755-9120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Deed Book / Page	18006 / 85
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 14, 2026
Property Address	2196 BELLEMONTE CT, JEFFERSON, MD 21755-9120
Document Number	1800000085
Book / Page	18006 / 85
Instrument Date	Aug 6, 2026
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2196 BELLEMONTE CT, JEFFERSON, MD 21755-9120

Mortgage

Document Number	1800000093,
Date	Aug 14, 2026
Book Page	18006/93

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,300 (+9.28%) Land $120,300 Building $368,000	$488,300 (-) Land $120,300 Building $368,000
2025	$5,608.00 (+27.11%)	$446,833 (+22.79%)	$488,300 (+34.19%) Land $120,300 Building $368,000
2023	$4,412.00	$363,900 Land $96,200 Building $267,700	$363,900 Land $96,200 Building $267,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20