2196 Bell Cheer Dr, Clearwater, FL 33764 Property Records

Pinellas County property record for 2196 Bell Cheer Dr, Clearwater, FL 33764

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,482 sqft · built 1950
Lot Size	0.354 acres (15,420 sqft)
Owner	Company Name on File
Last Sale	$390,000 (May 2022)
Tax Bill	$6,579 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-746-7154-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-746-7154-6`
Alternative APNs	`24-29-15-06408-000-0010` `291524064080000010` `152924064080000010` `R257332`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,482 sqft Living Area
Gross Area	1,772 sqft
1st Floor Area	1,482 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	15,420 sqft (0.354 acres)
Lot Dimensions	137 ft deep x 112 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	260 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R257332
Street Address	2196 BELL CHEER DR
City	CLEARWATER
State	FL
Zip	33764-4846
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Description	BELL-CHEER SUB E 112FT OF LOT 1
Legal Range	15E
Legal Township	29S
Legal Section	24
Legal Subdivision	BELL-CHEER SUB
Legal Tract	6408
Legal Lot Number	1
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2019
Census Tract	26601

Owner

2196 Bell Cheer Dr, a residential property, is owned by a company that bought it in May 2022.

Source: Pinellas County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2196 BELL CHEER DR, CLEARWATER, FL 33764-4846
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage RCN CAPITAL LLC
May 20, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 24, 2022	Warranty Deed, Transfer · Commercial Mortgage RICHARD BALTA
Jun 13, 2018	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 12, 2017	Warranty Deed, Transfer · FHA Mortgage MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2022 · Amount on File
Deed Sale	May 24, 2022 · Amount on File
Prior Sale	May 20, 2022 · Amount on File
Deed Document Number	2022164196
Deed Book / Page	22073 / 1972
Transfer Doc	1106002391
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2196 BELL CHEER DR, CLEARWATER, FL 33764-4846
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 E 1ST ST 350, TUSTIN, CA 92780-3211

Mortgage

Document Number	0221730240
Date	Aug 18, 2022
Book Page	22173/240
Instrument	2022253033

Lender

Name	RCN CAPITAL LLC
Type	Mortgage Company
Address	SOUTH WINDSOR, CT 06074

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 20, 2022
Property Address	2196 BELL CHEER DR, CLEARWATER, FL 33764-4846
Document Number	0220691619
Book / Page	22069 / 1619
Map Reference	MB 30 PG 60
Instrument Date	May 18, 2022
Instrument	2022160840
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 FICKLEN DR, CANTON, GA 30114-7137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 MARINER ST STE 104, 104, TAMPA, FL 33609-3450
Investor	Possibly a Property Investor

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 24, 2022
Property Address	2196 BELL CHEER DR, CLEARWATER, FL 33764-4846
Document Number	0220731972
Book / Page	22073 / 1972
Map Reference	MB 30 PG 60
Instrument Date	May 18, 2022
Instrument	2022164196
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5601 MARINER ST STE 104, 104, TAMPA, FL 33609-3450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 BELL CHEER DR, CLEARWATER, FL 33764-4846

Mortgage

Document Number	0220731974
Date	May 24, 2022
Instrument	22073/1974

Lender

Name	RICHARD BALTA
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jun 1, 2023

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2196 BELL CHEER DR, CLEARWATER, FL 33764-4846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200882458
Date	Jun 13, 2018
Book Page	20088/2458
Instrument	2018188147

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 15, 2019
Property Address	2196 BELL CHEER DR, CLEARWATER, FL 33764-4846
Document Number	0206131343
Book / Page	20613 / 1343
Map Reference	MB 30 PG 60
Instrument Date	Jul 15, 2019
Instrument	2019222162
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2198 BELL CHEER DR, CLEARWATER, FL 33764-4846

Mortgage

Document Number	0206131345
Date	Jul 15, 2019
Instrument	20613/1345

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 12, 2017
Property Address	2196 BELL CHEER DR, CLEARWATER, FL 33764-4846
Document Number	0195872236
Book / Page	19587 / 2236
Map Reference	MB30 PG60
Instrument Date	Apr 7, 2017
Instrument	2017112733
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	OIG TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2980 HAINES BAYSHORE RD UNIT 104, 2980, CLEARWATER, FL 33760-1521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 BELL CHEER DR, CLEARWATER, FL 33764-4846

Mortgage

Document Number	2017112734
Date	Apr 12, 2017
Instrument	2017112734

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2196 Bell Cheer Dr was $6,579, down 3.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,579.00 (-3.55%)	$340,000 Land $179,898 Building $160,102	$340,000 Land $179,898 Building $160,102
2024	$6,821.00 (+7.23%)
2023	$6,361.00 (+41.36%)	$330,000 (+40.43%)	$330,000 (+40.43%) Land $188,358 Building $141,642
2022	$4,500.00	$235,000	$235,000 Land $139,669 Building $95,331

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2196 Bell Cheer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2196 Bell Cheer Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on Bell Cheer Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures