2196 87th Ave, Vero Beach, FL 32966 Property Records

Indian River County property record for 2196 87th Ave, Vero Beach, FL 32966

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 1987
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Dec 2019)
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-38-02-00003-0070-00011.0`

Property Details

APN / Parcel Number

Primary APN	`33-38-02-00003-0070-00011.0`
Alternative APN	`61719`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	312 sqft
Driveway	Driveway
Driveway Area	120 sqft
Porch	Open Porch
Porch Area	56 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	61719
Street Address	2196 87TH AVE
City	VERO BEACH
State	FL
Zip	32966-5031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	PARADISE PARK UNIT NO 2 PBI 3-77 BLK G LOT 11
Legal Range	38
Legal Township	33
Legal Section	02
Legal Subdivision	PARADISE PARK UNIT NO 2
Legal Block	G
Legal Lot Number	11
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1077
Census Tract	50907

Owner

2196 87th Ave is owned and occupied by an individual who bought it in December 2019.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2196 87TH AVE, VERO BEACH, FL 32966-5031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 23, 2019	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2019 · Amount on File
Deed Sale	Dec 23, 2019 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	3120190074449
Deed Book / Page	3264 / 0260
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2196 87TH AVE, VERO BEACH, FL 32966-5031
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 87TH AVE, VERO BEACH, FL 32966-5031

Mortgage

Document Number	0034761038
Date	Oct 22, 2021
Book Page	3476/1038
Instrument	3120210074015

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 23, 2019
Property Address	2196 87TH AVE, VERO BEACH, FL 32966-5031
Document Number	0032640260
Book / Page	3264 / 0260
Map Reference	MB 3 PG 77&78
Instrument Date	Dec 13, 2019
Instrument	3120190074449
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1775 39TH ST, 1775, VERO BEACH, FL 32960-4839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 87TH AVE, VERO BEACH, FL 32966-5031

Mortgage

Document Number	32640262
Date	Dec 23, 2019
Instrument	3264-0262

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2196 87th Ave was $1,657.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,657.00	$129,129	$183,422 Land $23,205 Building $160,217
2023	$1,320.00 (+3.45%)	$121,835 (+3%)	$174,438 (+20.9%) Land $29,974 Building $144,464
2022	$1,276.00	$118,286	$144,287 Land $17,791 Building $126,496

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2196 87th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2196 87th Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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