2196 232nd Pl, Ames, IA 50014 Property Records

Boone County property record for 2196 232nd Pl, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,782 sqft · built 1998
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jun 2015)
Tax Bill	$2,542 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`088325101150005`

Property Details

APN / Parcel Number

Primary APN	`088325101150005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft
Basement Area	1,782 sqft
Finished Basement	800 sqft
Unfinished Basement	982 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2196 232ND PL
City	AMES
State	IA
Zip	50014-6311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LPM HOMES 1ST SUBDIV LOT 4 NE NE
Legal Range	25W
Legal Township	83N
Legal Section	10
Legal Subdivision	LPM HOMES 1ST SUBDIV
Legal Lot Number	4
Jurisdiction	BOONE IA
Township / Civil Division	COLFAX
Census Block Group	1
Census Block	1029
Census Tract	20500

Owner

Source: Boone County assessment roll, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2196 232ND PL, AMES, IA 50014-6311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Aug 23, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage VERIDIAN CREDIT UNION
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Aug 23, 2019	Warranty Deed, Transfer · ARM VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2015 · Amount on Record
Deed Sale	Jun 10, 2015 · Amount on Record
Prior Sale	Oct 5, 2010 · Amount on Record
Deed Document Number	20152043
Deed Book / Page	2015 / 2043
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	2196 232ND PL, AMES, IA 50014-6311
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 232ND PL, AMES, IA 50014-6311

Mortgage

Document Number	02023/3932
Date	Dec 1, 2023
Book Page	2023/3932
Instrument	233932

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	2196 232ND PL, AMES, IA 50014-6311
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02019/3084
Date	Aug 23, 2019
Book Page	2019/3084
Instrument	193084

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2029

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	2196 232ND PL, AMES, IA 50014-6311
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02021/4832
Date	Sep 24, 2021
Book Page	2021/4832
Instrument	214832

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IA
Recording Date	Aug 23, 2019
Property Address	2196 232ND PL, AMES, IA 50014-6311
Document Number	02019/3082
Book / Page	2019 / 3082
Instrument Date	Aug 15, 2019
Instrument	193082
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 232ND PL, AMES, IA 50014-6311
Investor	Possibly a Property Investor

Mortgage

Document Number	02019/3083
Date	Aug 23, 2019
Book Page	2019/3083
Instrument	193083

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Type Change Date	Sep 1, 2029
Index	Other

Tax Assessment & Valuation

Source: Boone County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Boone County
Unified School District	United Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,542.00	$277,470 (+1.75%) Land $57,000 Building $220,470	$277,470 (+1.75%) Land $57,000 Building $220,470
2024	$2,542.00 (+11.59%)
2023		$272,703 Land $57,000 Building $215,703	$272,703 Land $57,000 Building $215,703
2022	$2,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2008–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2020 · Severe Storms And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (MADRID) private · serves 1,635 people · EPA ID IA0848701
Water Source	Purchased groundwater influenced by surface water from MADRID WATER DEPARTMENT
Last State Inspection	Sep 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
Lumen Technologies DSL	100 / 10
JAB Wireless Fixed Wireless	50 / 10

May also be available: Verizon.

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