21955 Duncan Rd, Monte Rio, CA 95462 Property Records

Sonoma County property record for 21955 Duncan Rd, Monte Rio, CA 95462

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 828 sqft · built 1940
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Company Names on File
Last Sale	$454,500 (Nov 2021)
Tax Bill	$5,995 (2025)
Deeds & Mortgages	Aug 2026 Sale Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094-024-007-000`

Property Details

APN / Parcel Number

Primary APN	`094-024-007-000`
Alternative APN	`094-024-007`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	828 sqft Living Area
1st Floor Area	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	094-024-007
Street Address	21955 DUNCAN RD
City	MONTE RIO
State	CA
Zip	95462-9769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRD160
Legal Description	LOT 95
Legal Subdivision	SUBDIVISION #1 MONTE CRISTO
Legal Block	2
Legal Lot Number	95
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	2
Census Block	2028
Census Tract	153707

Owner

21955 Duncan Rd is owned by a company that acquired it in August 2026.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Company Names on File
Mailing Address	8844 FARGO LN, GRANITE BAY, CA 95746-9671
Owner Type	Company
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Nov 19, 2021	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 19, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Deed Document Number	2021125362
Last Transfer Date	Aug 6, 2026
Transfer Doc	0000040769
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 10, 2026
Property Address	21955 DUNCAN RD, MONTE RIO, CA 95462-9769
Document Number	0000040769
Instrument Date	Aug 6, 2026
Instrument	202640769
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8844 FARGO LN, GRANITE BAY, CA 95746-9671

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Nov 19, 2021
Property Address	21955 DUNCAN RD, MONTE RIO, CA 95462-9769
Document Number	0000125362
Map Reference	MB 21 PG 13
Instrument Date	Nov 18, 2021
Instrument	2021125362
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.95
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6212 VALLEY VIEW RD, OAKLAND, CA 94611-2030

Mortgage

Document Number	0000125363
Date	Nov 19, 2021
Instrument	2021125363

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SONOMA CA
Recording Date	Jun 19, 2017
Property Address	21955 DUNCAN RD, MONTE RIO, CA 95462-9769
Document Number	0000047320
Instrument Date	Apr 6, 2017
Instrument	47320
Transaction Type	Transfer
Record Updated	Jun 29, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 21955 Duncan Rd was $5,995.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$491,757 (+2%) Land $129,890 Building $361,867
2025	$5,995.00	$482,116 Land $127,344 Building $354,772
2023	$1,780.00 (+1.95%)	$105,062 Land $43,148 Building $61,914
2022	$1,746.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21955 Duncan Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	13 (1995–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21955 Duncan Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER SPRINGS CWD - MONTE RIO serves 3,531 people · EPA ID CA4910028
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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