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2195 SW Locks Rd, Stuart, FL 34997 Property Records

Martin County property record for 2195 SW Locks Rd, Stuart, FL 34997 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1983
Square Footage1,102 sqft Living Area
Lot Size19,166 sqft (0.439 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2017)
Tax Bill$2,305.00 (2024)

Property Details

APN / Parcel Number

Primary APN55-38-41-000-020-00044-4
Alternative APN
  • 43899

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms2 Rooms
Building Area1,102 sqft Living Area
1st Floor1,122 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces
ElevatorElevator

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1983
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area19,166 sqft (0.439 acres)
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage
Garage Area253 sqft Garage
Patio Area230 sqft Patio
Porch1 Porch
Porch Area260 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number43899
Street Address2195 SW LOCKS RD
CitySTUART
StateFL
Zip34997-7070
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEGIN ON THE SOUTHEAST CORNER OF LOT 3 BLK 20 ST LUCIE INLET FARMS (PB 1 PG 98 PALM BEACH NOW MARTIN) NW 675.23 FT SW 725.95
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionST LUCIE INLET FARMS
Legal Block20
Legal Lot Number3
JurisdictionMARTIN FL
Minor Civil DivisionINDIANTOWN
Census Blockgroup2
Census Block2001
Census Tract1703

Owner

Source: Martin County records · APN 55-38-41-000-020-00044-4

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2195 SW LOCKS RD, STUART, FL 34997-7070
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 13, 2017Warranty Deed, Transfer · Conventional Mortgage
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 13, 2017 · Amount on Record
Deed SaleJan 13, 2017 · Amount on Record
Prior SaleMay 15, 2012 · Amount on Record
Deed Doc Number0029011947
Deed Book / Page2901 / 1947
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address2195 SW LOCKS RD, STUART, FL 34997-7070
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2195 SW LOCKS RD, STUART, FL 34997-7070

Mortgage

Document Number0032052836
DateMar 12, 2021
Book Page3205/2836
Instrument2874321
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueApr 01, 2046

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJan 13, 2017
Property Address2195 SW LOCKS RD, STUART, FL 34997-7070
Document Number0029011947
Book / Page02901 / 1947
Instrument DateDec 16, 2016
Instrument2614676
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyKPC TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address59140 WRIGHT RD, 59140, BARNESVILLE, OH 43713-7524

Transferred To (Grantee/Buyer)

NameVerified Name
Address2195 SW LOCKS RD, STUART, FL 34997-7070

Mortgage

Document Number0002614677
DateJan 13, 2017
Instrument2614677
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2047

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$159,130 (+5.99%)$278,130 (+10.86%) Land $155,000 Building $123,130
2024$2,305.00 (+2.95%)
2023$2,239.00 (+4.24%) Additional exemption filed$150,142 (+3%)$250,890 (+10.72%) Land $140,000 Building $110,890
2022$2,148.00 Homeowner's exemption$145,769$226,590 Land $125,630 Building $100,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 413 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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