Warren County property record for 2195 River St, Bowling Green, KY 42101
| Property Type | Restaurant |
|---|---|
| Details | 3 ba · 6,464 sqft · built 1977 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,549 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051A-01-052B |
| Primary APN | 051A-01-052B |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Units | 8 Units |
| Stories | 2 Stories |
| Building Area | 6,464 sqft Gross Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 60,548 sqft (1.39 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 2195 RIVER ST |
|---|---|
| City | BOWLING GREEN |
| State | KY |
| Zip | 42101-7113 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Subdivision | MAJOR SUB |
| Jurisdiction | WARREN KY |
| Township / Civil Division | BOWLING GREEN |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 11300 |
2195 River St, a commercial property, is owned by a company.
Source: Warren County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9643 TWIN BRIDGES RD, ALVATON, KY 42122-9534 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Line of Credit BAXTER S BAR & GRILL LLC |
| Mar 4, 2019 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF EDMONSON COUNTY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 2195 RIVER ST, BOWLING GREEN, KY 42101-7113 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9643 TWIN BRIDGES RD, ALVATON, KY 42122-9534 |
| Document Number | 0M3606/107 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | M3606/107 |
| Instrument | 2142760 |
| Name | BAXTER S BAR & GRILL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ALVATON, KY 42122 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 16, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 2195 RIVER ST, BOWLING GREEN, KY 42101-7114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2862/006 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | M2862/006 |
| Instrument | 1084854 |
| Name | BANK OF EDMONSON COUNTY |
|---|---|
| Type | Bank |
| Address | BROWNSVILLE, KY 42210 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 21, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2195 River St was $4,549.
Source: Warren County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bowling Green City |
| County | Warren County |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,549.00 | $540,000 | $540,000 |
| 2023 | $4,630.00 | $540,000 | $540,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2195 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2195 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Stupp Fiber, T-Mobile.
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