Montgomery County property record for 2195 River Rd, Montgomery, AL 36110
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 1985 |
| Lot Size | 1.01 acres (44,090 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,850 (Oct 2008) |
| Tax Bill | $846 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 04-04-18-0-000-002.005 |
| Primary APN | 04-04-18-0-000-002.005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Upper Floors Area | 988 sqft |
| Basement Area | 988 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 44,090 sqft (1.01 acres) |
| Lot Dimensions | 208 ft deep x 208 ft wide |
| Garage Type | Carport |
| Garage Area | 494 sqft |
| Carport | Carport |
| Carport Area | 494 sqft |
| Porch | Slab |
| Porch Area | 448 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 200345 |
|---|---|
| Street Address | 2195 RIVER RD |
| City | MONTGOMERY |
| State | AL |
| Zip | 36110-1032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FH |
| Legal Description | N 208.7 OF W 208.7 0404180000002005 |
| Legal Range | 18E |
| Legal Township | 17N |
| Legal Section | 18 |
| Legal Subdivision | YOUNG PROP CORR |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5101 |
2195 River Rd is owned and occupied by an individual who acquired it in April 2014.
Source: Montgomery County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2195 RIVER RD, MONTGOMERY, AL 36110-1032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2008 · Amount on File |
| Deed Sale | Oct 8, 2008 · Amount on File |
| Prior Sale | Sep 27, 2004 · Amount on File |
| Deed Book / Page | 3814 / 287 |
| Last Transfer Date | Apr 28, 2014 |
| Transfer Doc | 0045680796 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2195 River Rd was $846, up 7% from the year before.
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $846.00 (+6.95%) | ||
| 2025 | $791.00 | $21,230 Land $2,100 Building $19,130 | $212,300 Land $21,000 Building $191,300 |
| 2023 | $751.00 | $18,320 Land $1,760 Building $16,560 | $183,200 Land $17,600 Building $165,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2195 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 4 (1990–2014) |
| Most Recent Claim | Apr 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2195 River Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: T-Mobile, Verizon.
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