2195 Owendale Dr, Dayton, OH 45439 Property Records

Montgomery County property record for 2195 Owendale Dr, Dayton, OH 45439

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1956
Lot Size	0.171 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$11,333 (Jun 2022)
Tax Bill	$3,007 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`K47-21202-0004`

Property Details

APN / Parcel Number

Primary APN	`K47-21202-0004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	7,405 sqft (0.171 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2195 OWENDALE DR
City	DAYTON
State	OH
Zip	45439-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1255 H C HUBER 23 SEC 1
Legal Subdivision	H C HUBER 23
Legal Lot Number	4
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	4
Census Block	4008
Census Tract	20400

Owner

2195 Owendale Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Montgomery County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2195 OWENDALE DR, DAYTON, OH 45439-2635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Survivorship Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Apr 29, 2022 · Amount on File
Deed Document Number	202236775
Prior Transfer Date	Apr 20, 2022
Prior Transfer Doc	0000029053
Record Updated	Sep 20, 2026

June 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 10, 2022
Property Address	2195 OWENDALE DR, DAYTON, OH 45439-2635
Document Number	0000036775
Map Reference	MB LL PG 29
Instrument Date	May 12, 2022
Instrument	2022-00036775
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2195 OWENDALE DR, DAYTON, OH 45439-2635

Mortgage

Document Number	0000036776
Date	Jun 10, 2022
Instrument	2022-00036776

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 29, 2022
Property Address	2195 OWENDALE DR, DAYTON, OH 45439-2635
Document Number	0000029053
Map Reference	MB LL PG 29
Instrument Date	Apr 20, 2022
Instrument	2022-00029053
Transaction Type	Transfer
Record Updated	May 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 OWENDALE DR, DAYTON, OH 45439-2635

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,540 Land $7,820 Building $33,720	$118,690 Land $22,350 Building $96,340
2024	$3,007.00 (+1.11%)
2023	$2,974.00 (+14.47%)	$41,540 (+49%) Land $7,820 Building $33,720	$118,690 Land $22,350 Building $96,340
2022	$2,598.00	$27,880 Land $5,250 Building $22,630
2020			$79,660 Land $15,000 Building $64,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2195 Owendale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2195 Owendale Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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