2195 Oregon Rd, Salvisa, KY 40372 Property Records

Mercer County property record for 2195 Oregon Rd, Salvisa, KY 40372

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,525 sqft · built 2014
Lot Size	33 acres (1,437,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$417,623 (Nov 2021)
Tax Bill	$1,254 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`063.00-00002.00`

Property Details

APN / Parcel Number

Primary APN	`063.00-00002.00`
Alternative APN	`26116`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,525 sqft Living Area
Basement Area	870 sqft
Unfinished Basement	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,437,480 sqft (33 acres)
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	26116
Street Address	2195 OREGON RD
City	SALVISA
State	KY
Zip	40372-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OREGON RD FARM
Jurisdiction	MERCER KY
Township / Civil Division	SALVISA-MCAFEE
Census Block Group	1
Census Block	1040
Census Tract	960100

Owner

Source: Mercer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2195 OREGON RD, SALVISA, KY 40372-9639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	202112010731
Deed Book / Page	372 / 245
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER KY
Recording Date	Nov 30, 2021
Property Address	2195 OREGON RD, SALVISA, KY 40372-9639
Document Number	0DD372/245
Book / Page	DD372 / 245
Map Reference	DB 233 PG 254
Instrument Date	Nov 22, 2021
Instrument	12010731
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1290 FOX CREEK RD, LAWRENCEBURG, KY 40342-9751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 OREGON RD, SALVISA, KY 40372-9639

Mortgage

Document Number	0MM740/453
Date	Nov 30, 2021
Book Page	MM740/453
Instrument	12010732

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Mercer County
Unified School District	Mercer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,254.00 (-59.59%) Homeowner's exemption	$306,070 (-) Land $10,550 Building $295,520	$306,070 (-) Land $10,550 Building $295,520
2024	$3,103.00 (-0.93%)
2023	$3,132.00 Homeowner's exemption	$306,070	$306,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1984–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MERCER WATER DISTRICT serves 9,775 people · EPA ID KY0840321
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 E. coli resolved · Jun 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
All Points Broadband Fixed Wireless	25 / 3

May also be available: kywimax.

Cell Coverage

5G and 4G LTE (outdoors only)

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