2195 Opal St, Banning, CA 92220 Property Records

Riverside County property record for 2195 Opal St, Banning, CA 92220 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,957 sqft · built 2022
Lot Size	0.137 acres (5,980 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Oct 2024)
Tax Bill	$9,312 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`408-641-017`

Property Details

APN / Parcel Number

Primary APN	`408-641-017`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,957 sqft Living Area

Exterior

Year Built	Built 2022
Construction Type	Wood
Lot Area	5,980 sqft (0.137 acres)
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	408641017
Street Address	2195 OPAL ST
City	BANNING
State	CA
Zip	92220-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.13725031 ACREAGEQUALCODE ML LOT 131 LOTTYPE L MAPPLATB 474 MAPPLATP 079 SUBDIVISIONNAME TR 37390
Legal Tract	37390
Legal Lot Number	131
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1018
Census Tract	44103

Owner

Source: Riverside County records · APN 408-641-017

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2195 OPAL ST, BANNING, CA 92220-1011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Prior Sale	Aug 09, 2022 · Amount on Record
Deed Document Number	2024-0328706
Record Updated	Jun 08, 2026

August 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 09, 2022
Property Address	2195 OPAL ST, BANNING, CA 92220-1011
Document Number	0000350506
Map Reference	MB 474 PG 79-87
Instrument Date	Jul 13, 2022
Instrument	2022-0350506
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2195 OPAL ST, BANNING, CA 92220-1011

Mortgage

Document Number	0000350507
Date	Aug 09, 2022
Instrument	2022-0350507

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Beaumont Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,312.00 (+4.15%)	$520,000 (+9.27%) Land $130,001 Building $389,999
2023	$8,941.00 (+239.96%)	$475,875 Land $75,000 Building $400,875
2022	$2,630.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	About 1 in 78 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 509 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Opal St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures