2195 NE 138th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 2195 NE 138th St, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,196 sqft · built 1991
Lot Size2.18 acres (94,961 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Jan 2024)
Tax Bill$2,091 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jun 2023 Transfer
Flood ZoneZone A (high risk)
APN1-02-36-35-0010-00070-007A

Property Details

APN / Parcel Number

Primary APN1-02-36-35-0010-00070-007A

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,196 sqft Heated Area
Gross Area2,576 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Roof TypeFlat
Roof MaterialMetal
Lot Area94,961 sqft (2.18 acres)
PorchOpen Porch
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2195 NE 138TH ST
CityOKEECHOBEE
StateFL
Zip34972-8548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA PORTION OF LOT 7, BLOCK 7, COUNTRY HILLS ESTATES, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 4, PAGE 97, OF THE PU
Legal Range35E
Legal Township36S
Legal Section02
Legal SubdivisionCOUNTRY HILLS ESTATES
Legal Block7
Legal Lot Number7
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group3
Census Block3011
Census Tract910101

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2195 NE 138TH ST, OKEECHOBEE, FL 34972-8548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2024Warranty Deed, Transfer · Conventional Mortgage
GENEVA FINANCIAL LLC
Jun 13, 2023Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2024 · Amount on Record
Deed SaleJan 5, 2024 · Amount on Record
Prior SaleJun 30, 2017 · Amount on Record
Deed Document Number2024000210
Record UpdatedJun 8, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJan 5, 2024
Property Address2195 NE 138TH ST, OKEECHOBEE, FL 34972-8548
Document Number0000000210
Map ReferenceMB 4 PG 97
Instrument2024000210
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2195 NE 138TH ST, OKEECHOBEE, FL 34972-8548

Mortgage

Document Number0000000211
DateJan 5, 2024
Instrument2024000211
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKEECHOBEE FL
Recording DateJun 13, 2023
Property Address2195 NE 138TH ST, OKEECHOBEE, FL 34972-8548
Document Number0000007049
Map ReferenceMB 4 PG 97
Instrument DateMay 26, 2023
Instrument2023007049
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address900 KEISS DR, BRIARCLIFF, TX 78669-2421

Transferred To (Grantee/Buyer)

NameVerified Name
Address2195 NE 138TH ST, OKEECHOBEE, FL 34972-8548

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,091.00 (+48.93%) Homeowner's exemption$193,118 (+103.18%)$314,167 (+18.82%) Land $77,400 Building $236,767
2023$1,404.00 (+11.25%) Homeowner's exemption$95,049 (+3%)$264,407 (+20.51%) Land $48,060 Building $216,347
2022$1,262.00 Homeowner's exemption$92,281$219,406 Land $38,160 Building $181,246

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims12 (2004–2008)
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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