2195 Mount Carmel Rd, Clever, MO 65631 Property Records

Christian County property record for 2195 Mount Carmel Rd, Clever, MO 65631 · Last verified August 2026

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 1 ba · 4,380 sqft · built 2014
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Nov 2021)
Tax Bill	$1,056 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.8-27-0-0-10`

Property Details

APN / Parcel Number

Primary APN	`9-0.8-27-0-0-10`
Alternative APN	`09-0.8-27-000-000-010.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	4,380 sqft Gross Area
1st Floor Area	2,190 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	435,600 sqft (10 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2195 MOUNT CARMEL RD
City	CLEVER
State	MO
Zip	65631-6416
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	S 330 E 990 SE SE
Legal Range	23W
Legal Township	27N
Legal Section	27
Legal Subdivision	CLEVER OUT
Legal Lot Number	16
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4018
Census Tract	20102

Owner

Source: Christian County records · APN 9-0.8-27-0-0-10

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2195 MOUNT CARMEL RD, CLEVER, MO 65631-6416
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2022	Deed of Trust, Mortgage · Line of Credit BLUCURRENT CU
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage BLUCURRENT CU
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 06, 2017	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	202120855
Deed Book / Page	2021 / 20666
Last Transfer Date	May 09, 2022
Transfer Doc	0000007109
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2195 MOUNT CARMEL RD, CLEVER, MO 65631-6416
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 MT CANNEL RD, CLEVER, MO 65631-6416

Mortgage

Document Number	0202200276
Date	Jan 05, 2022
Book Page	2022/276
Instrument	2022L00280

Lender

Name	BLUCURRENT CU
Type	Credit Union
Address	SPRINGFIELD, MO 65807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Nov 12, 2021
Property Address	2195 MOUNT CARMEL RD, CLEVER, MO 65631-6416
Document Number	0202120666
Book / Page	2021 / 20666
Instrument Date	Nov 10, 2021
Instrument	2021L20855
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 MOUNT CARMEL RD, CLEVER, MO 65631-6416

Mortgage

Document Number	2021L20856
Date	Nov 12, 2021
Instrument	2021L20856

Lender

Name	BLUCURRENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2195 MOUNT CARMEL RD, CLEVER, MO 65631-6416
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202109520
Date	May 24, 2021
Book Page	2021/9520
Instrument	2021L09599

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2195 MOUNT CARMEL RD, CLEVER, MO 65631-6416
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201714518
Date	Nov 06, 2017
Book Page	2017/14518
Instrument	2017L14671

Lender

Name	SOUTHERN BANK
Type	Bank
Address	FORSYTH, MO 65653

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Dec 01, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Christian County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,960 (+6.06%)	$105,900 (+6.01%) Land $21,200 Building $84,700
2024	$1,056.00
2023		$18,820	$99,900 Land $21,200 Building $78,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Christian County (29043C), updated November 1, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 52% of Missouri
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Total Highspeed	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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