Arenac County property record for 2195 M 76, Sterling, MI 48659
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,956 sqft · built 1999 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,150 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-0-028-200-005-00 |
| Primary APN | 005-0-028-200-005-00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,956 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Basement Area | 1,672 sqft |
| Unfinished Basement | 1,672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Area | 896 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2195 M 76 |
|---|---|
| City | STERLING |
| State | MI |
| Zip | 48659-9752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T19N R4E SEC 28 NE 1/4 OF NW 1/4 & E 1/2 OF NW 1/4 OF NW 1/4 & N 1/2 OF S 1/2 OF NW 1/4 ACRES = 100.00 |
| Legal Range | 04E |
| Legal Township | 19N |
| Legal Section | 28 |
| Jurisdiction | ARENAC MI |
| Township / Civil Division | DEEP RIVER |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 970300 |
2195 M 76 is owned and occupied by two individuals.
Source: Arenac County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2195 M 76, STERLING, MI 48659-9752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2195 M 76 was $6,150 with a homeowner's exemption.
Source: Arenac County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| County Subdivision | Deep River Township |
| Unified School District | Standish-Sterling Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,000 | $660,000 | |
| 2025 | $6,150.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2195 M 76 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1989–1990) |
| Most Recent Claim | Mar 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2195 M 76 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Point Broadband Fixed Wireless | 10 / 1 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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