Caldwell County property record for 2195 Lofty Pine Ln, Lenoir, NC 28645 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,362 sqft · built 1972 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,500 (Jan 2016) |
| Tax Bill | $1,097 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12 20 1 13 |
| Primary APN | 12 20 1 13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,362 sqft Heated Area |
| Gross Area | 1,598 sqft |
| 1st Floor Area | 1,362 sqft |
| Flooring | Parquet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 47,045 sqft (1.08 acres) |
| Deck Area | 236 sqft |
| Patio Area | 396 sqft |
| Storage Building | Storage Building |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 158527 |
|---|---|
| Street Address | 2195 LOFTY PINE LN |
| City | LENOIR |
| State | NC |
| Zip | 28645-8989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1887 PG 1790 YR 2016 ST 175.00 |
| Legal Subdivision | WESLEY E CARROLL & A F CARROLL |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | PATTERSON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 31000 |
Source: Caldwell County records · APN 12 20 1 13
Assessment roll updated July 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2195 LOFTY PINE LN, LENOIR, NC 28645-8989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jul 26, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2016 · Amount on Record |
| Deed Sale | Jan 15, 2016 · Amount on Record |
| Prior Sale | Oct 29, 2010 · Amount on Record |
| Deed Book / Page | 1887 / 1790 |
| Prior Transfer Date | Feb 06, 2008 |
| Prior Transfer Doc | 1669000378 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 2195 LOFTY PINE LN, LENOIR, NC 28645-8989 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0020270300 |
|---|---|
| Date | Jul 09, 2021 |
| Book Page | 2027/300 |
| Instrument | 10059858 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 2195 LOFTY PINE LN, LENOIR, NC 28645-8989 |
| Document Number | 0010035410 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2195 LOFTY PINE LN LENOIR NC 286458989, LENOIR, NC 28645-8989 |
| Document Number | 0010035410 |
|---|---|
| Date | Aug 06, 2019 |
| Book Page | 001968/001375 |
| Instrument | 10035410 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 05, 2049 |
Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,097.00 (+60.61%) | $144,900 (+63.18%) Land $16,100 Building $128,800 | $144,900 (+63.18%) Land $16,100 Building $128,800 |
| 2023 | $88,800 (-) Land $13,800 Building $75,000 | $88,800 (-) Land $13,800 Building $75,000 | |
| 2022 | $683.00 | $88,800 Land $13,800 Building $75,000 | $88,800 Land $13,800 Building $75,000 |
Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270310002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force 3 of 7 on primary residences |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Flood Events |
|
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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