2195 Laguna Dr, Hayward, CA 94545 Property Records

Alameda County property record for 2195 Laguna Dr, Hayward, CA 94545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,992 sqft · built 1992
Lot Size	0.094 acres (4,108 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,577 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`441-77-70`

Property Details

APN / Parcel Number

Primary APN	`441-77-70`
Alternative APN	`441-0077-070-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,108 sqft (0.094 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2195 LAGUNA DR
City	HAYWARD
State	CA
Zip	94545-2367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00005 BLK: TR: 6079
Legal Subdivision	TRACT 6079
Legal Tract	6079
Legal Lot Number	7
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	4
Census Block	4000
Census Tract	437200

Owner

Source: Alameda County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2195 LAGUNA DR, HAYWARD, CA 94545-2367
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit STAR ONE CREDIT UNION
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LOAN SERVICES INC
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS
May 11, 2017	Quit Claim Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 1, 2017
Transfer Doc	0000104823
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Recording Date	Apr 6, 2026
Property Address	2195 LAGUNA DR, HAYWARD, CA 94545-2367
Document Number	0000044297
Instrument Date	Mar 26, 2026
Instrument	202644297
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	2195 LAGUNA DR, HAYWARD, CA 94545-2367

Mortgage

Document Number	0000044297,
Date	Apr 6, 2026
Instrument	202644297

Lender

Name	STAR ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Jun 9, 2051

Interest

Rate	5.98%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2195 LAGUNA DR, HAYWARD, CA 94545-2367
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100939
Date	Apr 30, 2020
Instrument	2020100939

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2195 LAGUNA DR, HAYWARD, CA 94545-2367
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 LAGUNA DRIVEQ, HAYWARD, CA 94545-2367

Mortgage

Document Number	0000292958
Date	Nov 2, 2020
Instrument	2020292958

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2195 LAGUNA DR, HAYWARD, CA 94545-2367
Document Number	0000113869
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2195 LAGUNA DR HAYWARD CA 945452367, HAYWARD, CA 94545-2367

Mortgage

Document Number	0000113869
Date	Jun 17, 2019
Instrument	113869

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 11, 2017
Property Address	2195 LAGUNA DR, HAYWARD, CA 94545-2367
Document Number	0000104823
Instrument Date	May 1, 2017
Instrument	104823
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	CERTIFIED DOCUMENT SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2195 LAGUNA DR HAYWARD CA 945452367, HAYWARD, CA 94545-2367

Mortgage

Document Number	104824
Date	May 11, 2017
Instrument	104824

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,928 (+0.45%) Land $222,569 Building $237,359
2025	$5,577.00 (+2.5%) Homeowner's exemption	$450,910 (+4.04%) Land $218,205 Building $232,705
2023	$5,441.00 Homeowner's exemption	$433,402 Land $209,733 Building $223,669	$983,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	550 / 120
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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