2195 Hwy 49 S, Florence, MS 39073 Property Records

Rankin County property record for 2195 Hwy 49 S, Florence, MS 39073

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 bd · 1 ba · 2,184 sqft · built 1952
Lot Size	3.81 acres (165,964 sqft)
Owner	Company Name on Record
Last Sale	$39,380 (Nov 2024)
Tax Bill	$8,711 (2025)
Deeds & Mortgages	May 2026 Construction Loan May 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E05I000017 00000`

Property Details

APN / Parcel Number

Primary APN	`E05I000017 00000`
Alternative APN	`7108`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,184 sqft Adjusted Area
1st Floor Area	2,091 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	165,964 sqft (3.81 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	7108
Street Address	2195 HIGHWAY 49 S
City	FLORENCE
State	MS
Zip	39073-9420
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	4A IN S2 SW4 W HWY 49 & LESS 2795 SQFT ON ROAD & LESS .19 AC DB 212 PG 342 0050665
Legal Range	02E
Legal Township	04N
Legal Section	18
Legal Subdivision	SE4SW4S18T4NR2E
Jurisdiction	RANKIN MS
Township / Civil Division	1
Census Block Group	2
Census Block	2022
Census Tract	21001

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	211 E GOVERNMENT ST, A, BRANDON, MS 39042-3269
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Construction Mortgage PRIORITYONE BANK
May 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COPIAH BANK
Feb 8, 2024	Deed of Trust, Mortgage PEOPLES BANK
Nov 23, 2022	Quit Claim Deed, Transfer · Commercial Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2024 · Amount on Record
Deed Sale	Nov 1, 2024 · Amount on Record
Prior Sale	Aug 1, 2008 · Amount on Record
Deed Book / Page	2024 / 24237
Prior Transfer Date	May 12, 2008
Prior Transfer Doc	0000015939
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Recording Date	May 8, 2026
Property Address	2195 HIGHWAY 49 S, FLORENCE, MS 39073-9420
Document Number	3026042487
Book / Page	3026 / 42487
Instrument Date	May 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	3026042487,
Date	May 8, 2026
Book Page	3026/42487

Lender

Name	PRIORITYONE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2046

Interest

Rate	6.37%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	2195 HIGHWAY 49 S, FLORENCE, MS 39073-9420
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070535
Date	May 27, 2021
Book Page	3021/70535

Lender

Name	COPIAH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	2195 HIGHWAY 49 S, FLORENCE, MS 39073-9420
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008444
Date	Feb 8, 2024
Book Page	3024/8444

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2034

Interest

Rate Type	Adjustable Rate

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANKIN MS
Recording Date	Nov 23, 2022
Property Address	2195 HIGHWAY 49 S, FLORENCE, MS 39073-9420
Document Number	0000028777
Book / Page	2022 / 28777
Instrument Date	Nov 18, 2022
Transaction Type	Transfer
Record Updated	Mar 2, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 NORTHSHORE WAY, MADISON, MS 39110-7177

Mortgage

Document Number	3022115865
Date	Nov 23, 2022
Instrument	3022/115865

Lender

Name	PEOPLES BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Florence City
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,711.00 (+0.01%)	$66,720 (+1,367.99%)
2024	$8,710.00 (+1,805.91%)		$444,800 (+1,367.99%) Land $171,840 Building $272,960
2023		$4,545
2021			$30,300 Land $30,300
2019	$457.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1980–2011)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORENCE serves 5,824 people · EPA ID MS0610009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2024 Haloacetic acids not recorded as resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Windstream.

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