2195 Higginbottom Rd, Selmer, TN 38375 Property Records

McNairy County property record for 2195 Higginbottom Rd, Selmer, TN 38375

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,428 sqft · built 1987
Lot Size	2.79 acres (121,532 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Aug 2023)
Tax Bill	$727 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055081 00902`

Property Details

APN / Parcel Number

Primary APN	`055081 00902`
Alternative APN	`081 00902`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,428 sqft Living Area
1st Floor Area	1,004 sqft
Upper Floors Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	121,532 sqft (2.79 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	529 sqft
Carport	Carport
Carport Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	776 sqft
Deck Area	230 sqft
Patio Area	230 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2195 HIGGINBOTTOM RD
City	SELMER
State	TN
Zip	38375-5049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	MCNAIRY TN
Township / Civil Division	4
Census Block Group	2
Census Block	2088
Census Tract	930300

Owner

2195 Higginbottom Rd is owned and occupied by two individuals who bought it in August 2023.

Source: McNairy County records, as of June 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2195 HIGGINBOTTOM RD, SELMER, TN 38375-5049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 14, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 21, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on File
Deed Sale	Aug 18, 2023 · Amount on File
Prior Sale	Dec 22, 2020 · Amount on File
Deed Document Number	2023132452
Deed Book / Page	20 / 2829
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCNAIRY TN
Recording Date	Aug 18, 2023
Property Address	2195 HIGGINBOTTOM RD, SELMER, TN 38375-5049
Document Number	0000202829
Book / Page	20 / 2829
Instrument Date	Aug 17, 2023
Instrument	132452
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 HIGGINBOTTOM RD, SELMER, TN 38375-5049

Mortgage

Document Number	0000202831
Date	Aug 18, 2023
Book Page	20/2831
Instrument	132453

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	2195 HIGGINBOTTOM RD, SELMER, TN 38375-5049
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 HIGGINBOTTOM RD, SELMER, TN 38375-5049

Mortgage

Document Number	0000141962
Date	Jul 14, 2022
Book Page	14/1962
Instrument	127383

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Jan 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCNAIRY TN
Recording Date	Dec 21, 2020
Property Address	2195 HIGGINBOTTOM RD, SELMER, TN 38375-5049
Document Number	4130
Book / Page	000004 / 000130
Instrument Date	Dec 21, 2020
Instrument	118778
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2195 Higginbottom Rd was $727.

Source: McNairy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$727.00	$46,125 Land $2,550 Building $43,575
2023		$46,125 (+2.73%) Land $2,550 Building $43,575
2022	$708.00	$44,900 Land $2,550 Building $42,350	$184,500 Land $10,200 Building $174,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2195 Higginbottom Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2195 Higginbottom Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SELMER WATER SYSTEM serves 20,648 people · EPA ID TN0000615
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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