Collier County property record for 2195 Harbor Rd, Naples, FL 34104
| Property Type | Single Family Home |
|---|---|
| Details | 3,099 sqft · built 2021 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,050,000 (Oct 2025) |
| Tax Bill | $23,777 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Sep 2020 Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 602500 B 45A02 |
| Primary APN | 602500 B 45A02 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,099 sqft Living Area |
| Gross Area | 3,603 sqft |
| 1st Floor Area | 696 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 640 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 288 sqft |
| Deck Area | 828 sqft |
| Street Address | 2195 HARBOR RD |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34104-4248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4 |
| Legal Description | ROCK HARBOR BLK B LOT 4 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 2 |
| Legal Subdivision | ROCK HARBOR |
| Legal Tract | 602500 |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10601 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2195 HARBOR RD, NAPLES, FL 34104-4248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Oct 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 1, 2020 | Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU |
| Sep 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on Record |
| Deed Sale | Oct 20, 2025 · Amount on Record |
| Prior Sale | Sep 5, 2019 · Amount on Record |
| Deed Document Number | 20256742734 |
| Deed Book / Page | 6518 / 991 |
| Prior Transfer Date | Jan 7, 2025 |
| Prior Transfer Doc | 0006631764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Oct 20, 2025 |
| Property Address | 2195 HARBOR RD, NAPLES, FL 34104-4248 |
| Document Number | 0065180991 |
| Book / Page | 6518 / 991 |
| Map Reference | MB 1 PG 94 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 6742734 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | AGENT TITLE, AGENT SEA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5200 CENTRAL GARDENS WAY # WAY202, WAY202, PALM BEACH GARDENS, FL 33418-4077 |
| Name | Verified Name |
|---|
| Document Number | 0006518993 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 6518/993 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 2195 HARBOR RD, NAPLES, FL 34104-4248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058093454 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 5809/3454 |
| Instrument | 5916664 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Sep 5, 2019 |
| Property Address | 2195 HARBOR RD, NAPLES, FL 34104-4248 |
| Document Number | 0056693872 |
| Book / Page | 005669 / 003872 |
| Instrument Date | Aug 17, 2019 |
| Instrument | 5761181 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,657.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2195 HARBOR RD NAPLES FL 341044248, NAPLES, FL 34104-4248 |
| Document Number | 56693874 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 005669/003874 |
| Instrument | 5761182 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.61% |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,512,343 (+10.82%) | $3,012,343 (+18.87%) Land $1,325,095 Building $1,687,248 | |
| 2025 | $23,777.00 (+7.03%) | $2,267,092 (+2.9%) | $2,534,112 (-19.39%) Land $1,435,520 Building $1,098,592 |
| 2024 | $22,215.00 (+0.7%) Homeowner's exemption Veteran's exemption | $2,203,199 (+3%) | $3,143,556 (+0.65%) Land $1,597,759 Building $1,545,797 |
| 2023 | $22,060.00 (-2.99%) Homeowner's exemption Veteran's exemption | $2,139,028 (+3%) | $3,123,238 (+44.24%) Land $1,393,049 Building $1,730,189 |
| 2022 | $22,740.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $2,076,726 | $2,165,327 Land $847,296 Building $1,318,031 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 213 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 294 units insured incl. 81 condo units |
| Nearby Flood Claims | 362 (1986–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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