2195 Harbor Ln, Naples, FL 34104 Property Records

Collier County property record for 2195 Harbor Ln, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,670 sqft · built 1962
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,100 (May 2018)
Tax Bill	$3,134 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`202300 F 265A02`

Property Details

APN / Parcel Number

Primary APN	`202300 F 265A02`
Alternative APNs	`24981960009047400F265` `24981960009`

Interior

Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	1,670 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)
Pool Type	Spa / Hot Tub (No Pool)
Pool Area	63 sqft
Deck Area	110 sqft

Location & Zoning

Street Address	2195 HARBOR LN
City	NAPLES
State	FL
Zip	34104-0317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	BROOKSIDE UNIT 3 PLAT 2 BLK F LOT 26
Legal Range	25
Legal Township	50
Legal Section	2
Legal Subdivision	BROOKSIDE UNIT 3 PLAT 2
Legal Tract	202300
Legal Block	F
Legal Lot Number	26
Legal Unit	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1016
Census Tract	10601

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2195 HARBOR LN, NAPLES, FL 34104-0317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MORTGAGE LLC
Jun 21, 2019	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Sep 16, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW AMERICAN FUNDING
May 8, 2018	Warranty Deed, Transfer · FHA Mortgage MARKETPLACE HOME MORTGAGE LLC
Jun 20, 2017	Deed of Trust, Mortgage WHITMORE SCOTT C TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2018 · Amount on Record
Deed Sale	May 8, 2018 · Amount on Record
Prior Sale	Apr 14, 2015 · Amount on Record
Deed Document Number	20185552902
Deed Book / Page	5507 / 1367
Prior Transfer Date	Aug 7, 2002
Prior Transfer Doc	3087001951
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2195 HARBOR LN, NAPLES, FL 34104-0317
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	EXPRESS TITLE, EXPRESS TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 HARBOR LN, NAPLES, FL 34104-0317

Mortgage

Document Number	0060640539
Date	Dec 29, 2021
Book Page	6064/539
Instrument	6182428

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company
Address	SAINT PAUL, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2195 HARBOR LN, NAPLES, FL 34104-0317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056440769
Date	Jun 21, 2019
Book Page	5644/0769
Instrument	5729659

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2195 HARBOR LN, NAPLES, FL 34104-0317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 HARBOR LN, NAPLES, FL 34104-0317

Mortgage

Document Number	0058161814
Date	Sep 16, 2020
Book Page	5816/1814
Instrument	5923758

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	78174

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jul 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 8, 2018
Property Address	2195 HARBOR LN, NAPLES, FL 34104-0317
Document Number	0055071367
Book / Page	5507 / 1367
Map Reference	MB3 PG99
Instrument Date	May 4, 2018
Instrument	5552902
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NOBLE TITLE & TRUST LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,261.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	753 CALLE VALLARTA, 753, SAN CLEMENTE, CA 92673-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 HARBOR LN, NAPLES, FL 34104-0317

Mortgage

Document Number	0005552903
Date	May 8, 2018
Instrument	5552903

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2195 HARBOR LN, NAPLES, FL 34104-0317
Document Number	0054172563
Book / Page	005417 / 002563
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	753 CALLE VALLARTA SAN CLEMENTE CA 926733001, SAN CLEMENTE, CA 92673-3001
Investor	Possibly a Property Investor

Mortgage

Document Number	0054172563
Date	Jul 20, 2017
Book Page	005417/002563
Instrument	5431944

Lender

Name	WHITMORE SCOTT C TRUST (PT)
Address	34262 BLUE LANTERN ST # A, DANA POINT, CA 92629-2780

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,214 (+2.7%)	$473,096 (-6.17%) Land $313,632 Building $159,464
2025	$3,134.00 (+46.72%) Homeowner's exemption	$313,743 (+40.94%)	$504,211 (-4.89%) Land $399,881 Building $104,330
2023	$2,136.00 (-31.23%) Homeowner's exemption	$222,614 (-26.32%)	$530,150 (+19.43%) Land $493,970 Building $36,180
2022	$3,106.00 Homeowner's exemption	$302,131	$443,912 Land $325,198 Building $118,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 213 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	294 units insured incl. 81 condo units
Nearby Flood Claims	362 (1986–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 84 claims Hurricane Ian, Sep 2022 · 104 claims Hurricane Ian, Sep 2022 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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