2195 Forest Lakes Ln, Sterrett, AL 35147 Property Records

Shelby County property record for 2195 Forest Lakes Ln, Sterrett, AL 35147

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,283 sqft · built 2002
Lot Size0.238 acres (10,367 sqft)
Owner2 Individual Names on Record
Last Sale$181,000 (Oct 2019)
Tax Bill$1,058 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN095220003034000

Property Details

APN / Parcel Number

Primary APN095220003034000

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,283 sqft Heated Area
1st Floor Area1,283 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,367 sqft (0.238 acres)
Lot Dimensions125 ft deep x 97.5 ft wide
Garage TypeMixed
Garage Area451 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Utility Building64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2195 FOREST LAKES LN
CitySTERRETT
StateAL
Zip35147-8149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 22 19S 01W NBRHD: 17 FOREST LAKES R-2
Legal Range01W
Legal Township19S
Legal Section22
Legal SubdivisionFOREST LAKES SECTOR 2 PHASE 1
Legal Lot Number103
JurisdictionSHELBY AL
Township / Civil DivisionCHELSEA
Census Block Group2
Census Block2014
Census Tract30215

Owner

Source: Shelby County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2195 FOREST LAKES LN, STERRETT, AL 35147-8149
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2019 · Amount on Record
Deed SaleOct 22, 2019 · Amount on Record
Prior SaleFeb 20, 2015 · Amount on Record
Deed Document Number2019388840
Last Transfer DateApr 28, 2025
Transfer Doc0000149600
Record UpdatedJun 8, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY AL
Recording DateOct 22, 2019
Property Address2195 FOREST LAKES LN, STERRETT, AL 35147-8149
Document Number0000388840
Map ReferenceMB 29 PG 114
Instrument DateOct 14, 2019
Instrument20191022000388840
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2728 MARTLING RD, 2728, ALBERTVILLE, AL 35951-5354

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2195 FOREST LAKES LN, STERRETT, AL 35147-8149

Mortgage

Document Number0000388850
DateOct 22, 2019
Instrument20191022000388850
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityChelsea City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,058.00 (+22.88%)$24,060 (+3%)$240,570 (+3.05%) Land $85,000 Building $155,570
2023$861.00 Homeowner's exemption Senior Citizen's exemption$23,360$233,440 Land $68,000 Building $165,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Forest Lakes Ln

Nearby Streets

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