2195 E 46th St, Cleveland, OH 44103 Property Records

Cuyahoga County property record for 2195 E 46th St, Cleveland, OH 44103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,270 sqft · built 2002
Lot Size	0.154 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Jul 2021)
Tax Bill	$2,571 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`103-25-029`

Property Details

APN / Parcel Number

Primary APN	`103-25-029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,270 sqft Living Area
1st Floor Area	762 sqft
2nd Floor Area	508 sqft
Basement Area	540 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,750 sqft (0.154 acres)
Lot Dimensions	150 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2195 E 46TH ST
City	CLEVELAND
State	OH
Zip	44103-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF-1
Legal Description	72 GORDON S/L 63 NP 0062 SP
Legal Subdivision	W J GORDONS ALLOTMENT
Legal Lot Number	62
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1019
Census Tract	108701

Owner

2195 E 46th St is owned and occupied by an individual who bought it in July 2021.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2195 E 46TH ST, CLEVELAND, OH 44103-4422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Oct 22, 2019	Loan Modification, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Jul 28, 2020
Deed Document Number	202107280165
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 28, 2021
Property Address	2195 E 46TH ST, CLEVELAND, OH 44103-4422
Document Number	0000000165
Map Reference	VOL 5 PG 57
Instrument Date	Jul 21, 2021
Instrument	202107280165
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907

Mortgage

Document Number	0000000166
Date	Jul 28, 2021
Instrument	202107280166

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	2195 E 46TH ST, CLEVELAND, OH 44103-4422
Document Number	0011120467
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2195 E 46TH ST CLEVELAND OH 441034422, CLEVELAND, OH 44103-4422

Mortgage

Document Number	0011120467
Date	Nov 12, 2019
Instrument	11120467

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 11, 2039

Interest

Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2195 E 46th St was $2,571 with a homeowner's exemption, up % from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,571.00 (+0.04%) Homeowner's exemption	$39,210 (-) Land $8,580 Building $30,630
2024	$2,570.00 (+6.73%) Homeowner's exemption	$39,210 (+23.5%) Land $8,580 Building $30,630	$112,000 Land $24,500 Building $87,500
2023	$2,408.00 (+0.58%) Homeowner's exemption	$31,750 (-) Land $11,170 Building $20,580
2022	$2,394.00 Homeowner's exemption	$31,750 Land $11,170 Building $20,580
2021			$90,700 Land $31,900 Building $58,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2195 E 46th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2195 E 46th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
PCs for People Fixed Wireless	100 / 100
DigitalC Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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