2195 David Ct NE, Cedar Rapids, IA 52402 Property Records

Linn County property record for 2195 David Ct NE, Cedar Rapids, IA 52402

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,729 sqft · built 1980
Lot Size0.272 acres (11,848 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Apr 2026)
Tax Bill$4,520 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Jan 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14043-29001-00000

Property Details

APN / Parcel Number

Primary APN14043-29001-00000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area2,729 sqft Living Area
Gross Area2,892 sqft
1st Floor Area2,144 sqft
Basement Area748 sqft
Finished Basement585 sqft
Unfinished Basement163 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,848 sqft (0.272 acres)
Lot Dimensions90 ft deep x 90 ft wide

Exterior Amenities

PorchOpen Brick Porch
Porch Area64 sqft
Deck AreaDeck Area
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2195 DAVID CT NE
CityCEDAR RAPIDS
StateIA
Zip52402-2327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILMARS 15TH (LESS ELY 5) STR/LB 21
Legal Range7W
Legal Township83N
Legal Section04
Legal SubdivisionWILMARS 15TH
Legal Lot Number21
JurisdictionLINN IA
Township / Civil DivisionCEDAR RAPIDS
Census Block Group2
Census Block2009
Census Tract901

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2195 DAVID CT NE, CEDAR RAPIDS, IA 52402-2327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Warranty Deed, Transfer · Conventional Mortgage
FREE STATE CREDIT UNION
Jan 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY SAVINGS BANK
Jun 4, 2021Warranty Deed, Transfer · Line of Credit
COMMUNITY SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2026 · Amount on Record
Deed SaleApr 29, 2026 · Amount on Record
Prior SaleJun 4, 2021 · Amount on Record
Deed Document Number202611351
Prior Transfer DateNov 24, 2025
Prior Transfer Doc0000033738
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINN IA
Recording DateApr 29, 2026
Property Address2195 DAVID CT NE, CEDAR RAPIDS, IA 52402-2327
Document Number0000011351
Instrument DateApr 22, 2026
Instrument2026.11351
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$52,439.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2195 DAVID CT NE, CEDAR RAPIDS, IA 52402-2327

Mortgage

Document Number0000011352,
DateApr 29, 2026
Instrument2026..11352
Lender
NameFREE STATE CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Mortgage

Document Number0000011353,
DateApr 29, 2026
Instrument2026.11353
Lender
NameFREE STATE CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term10 Months
DueMay 1, 2036
Interest
Rate6.22%
Max Rate-1%

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINN IA
Property Address2195 DAVID CT NE, CEDAR RAPIDS, IA 52402-2327
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2195 DAVID CT NE, CEDAR RAPIDS, IA 52402-2327

Mortgage

Document Number1152106537
DateJan 18, 2023
Book Page11521/6537
Lender
NameCOMMUNITY SAVINGS BANK
TypeBank
AddressEDGEWOOD, IA 52042
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term67 Months
DueAug 1, 2028

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINN IA
Recording DateJun 4, 2021
Property Address2195 DAVID CT NE, CEDAR RAPIDS, IA 52402-2327
Document Number1103500472
Book / Page11035 / 472
Instrument DateJun 4, 2021
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.80
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2195 DAVID CT NE, CEDAR RAPIDS, IA 52402-2327

Mortgage

Document Number0011035474
DateJun 4, 2021
Instrument11035/474
Lender
NameCOMMUNITY SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term10 Months
DueApr 1, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIowa
CountyLinn County
MunicipalityCedar Rapids City
Unified School DistrictCedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$260,400 (-) Land $53,700 Building $206,700$260,400 (-) Land $53,700 Building $206,700
2025$4,520.00 (+5.81%)$260,400 (+7.87%) Land $53,700 Building $206,700$260,400 (+7.87%) Land $53,700 Building $206,700
2024$4,272.00 (-11.55%)
2023$241,400 (+5.41%) Land $49,600 Building $191,800$241,400 (+5.41%) Land $49,600 Building $191,800
2022$4,830.00 (+16.5%)$229,000 Land $49,600 Building $179,400
2021$4,146.00$229,000 Land $49,600 Building $179,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1991–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR RAPIDS WATER DEPARTMENT
serves 142,364 people · EPA ID IA5715093
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
ImOn Communications
Cable · Fiber in parts of the area
300 / 30
Verizon
Fixed Wireless
300 / 20

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