2195 Cunningham Ct, San Jose, CA 95148 Property Records

Santa Clara County property record for 2195 Cunningham Ct, San Jose, CA 95148

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,746 sqft · built 1992
Lot Size	0.098 acres (4,264 sqft)
Owner	Individual Name on Record
Last Sale	$1,400,000 (Mar 2026)
Tax Bill	$19,738 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2022 Transfer + 15 more
Flood Zone	Zone X (reduced by levee)
APN	`491-32-032`

Property Details

APN / Parcel Number

Primary APN	`491-32-032`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,746 sqft Living Area
1st Floor Area	853 sqft
2nd Floor Area	893 sqft
Family Room	Family Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	4,264 sqft (0.098 acres)
Lot Dimensions	82 ft deep x 52 ft wide
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2195 CUNNINGHAM CT
City	SAN JOSE
State	CA
Zip	95148-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B6
Legal Description	TRACT 8403 BOOK 619 PAGE 49 PAGE 50 LOT 2
Legal Subdivision	TRACT NO 8403
Legal Tract	8403
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1003
Census Tract	503511

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Grant Deed, Transfer · Conventional Mortgage NMSI INC
Jun 28, 2022	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Jun 21, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 21, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Dec 21, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY
Oct 12, 2019	Deed of Trust, Mortgage STAR ONE CU
Jul 17, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 25, 2018	Grant Deed, Transfer TIAA FSB
Dec 7, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Oct 20, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Oct 20, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Oct 20, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Oct 20, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Oct 20, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Oct 20, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Oct 20, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Feb 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage FRANCISCO SR VALDEZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	Jun 21, 2022 · Amount on Record
Deed Document Number	202625961728
Prior Transfer Date	Jun 17, 2022
Prior Transfer Doc	0025327338
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 24, 2026
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0025961728
Map Reference	MB 619 PG 49 & 50
Instrument Date	Mar 19, 2026
Instrument	25961728
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152

Mortgage

Document Number	0025961729
Date	Mar 24, 2026
Instrument	25961729

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	11.8%
Index	Other
Margin	4
Max Rate	11.8%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 28, 2022
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0025327338
Map Reference	MB 619 PG 49&50
Instrument Date	Jun 17, 2022
Instrument	25327338
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 21, 2022
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0025322812
Map Reference	MB 619 PG 49&50
Instrument Date	Jun 15, 2022
Instrument	25322812
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152

Mortgage

Document Number	0025322813
Date	Jun 21, 2022
Instrument	25322813

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 21, 2020
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0024757393
Instrument Date	Dec 11, 2020
Instrument	24757393
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2195 CUNNINGHAM CT SAN JOSE CA 951481152, SAN JOSE, CA 95148-1152

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 21, 2020
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0024757392
Map Reference	MB 619 PG 49&50
Instrument Date	Dec 9, 2020
Instrument	24757392
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0024310852
Instrument Date	Oct 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 CUNNINGHAM CT SAN JOSE CA 951481152, SAN JOSE, CA 95148-1152

Mortgage

Document Number	0024310852
Date	Oct 23, 2019
Instrument	24310852

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 17, 2018
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0023983077
Instrument Date	Jul 14, 2018
Instrument	23983077
Transaction Type	Transfer
Record Updated	Jul 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 CUNNINGHAM CT SAN JOSE CA 951481152, SAN JOSE, CA 95148-1152

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 25, 2018
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0023918514
Instrument Date	Apr 19, 2018
Instrument	23918514
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,111.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2195 CUNNINGHAM CT SAN JOSE CA 951481152, SAN JOSE, CA 95148-1152

Mortgage

Document Number	23918515
Date	Apr 25, 2018
Instrument	23918515

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 7, 2017
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0023822166
Instrument Date	Nov 29, 2017
Instrument	23822166
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$728.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2195 CUNNINGHAM CT SAN JOSE CA 951481152, SAN JOSE, CA 95148-1152

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 20, 2017
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0023781810
Instrument Date	Oct 17, 2017
Instrument	23781810
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$716.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2195 CUNNINGHAM CT SAN JOSE CA 951481152, SAN JOSE, CA 95148-1152

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 20, 2017
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0023781809
Instrument Date	Oct 17, 2017
Instrument	23781809
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2195 CUNNINGHAM CT SAN JOSE CA 951481152, SAN JOSE, CA 95148-1152

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 20, 2017
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0023781808
Instrument Date	Sep 26, 2017
Instrument	23781808
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$26.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2195 CUNNINGHAM CT SAN JOSE CA 951481152, SAN JOSE, CA 95148-1152

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 20, 2017
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0023781807
Instrument Date	Sep 26, 2017
Instrument	23781807
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2195 CUNNINGHAM CT SAN JOSE CA 951481152, SAN JOSE, CA 95148-1152
Investor	Possibly a Property Investor

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 20, 2017
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0023781805
Instrument Date	Sep 26, 2017
Instrument	23781805
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	310 HOLIDAY HILLS DR MARTINEZ CA 945534216, MARTINEZ, CA 94553-4216
Investor	Possibly a Property Investor

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 20, 2017
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0023781806
Instrument Date	Sep 26, 2017
Instrument	23781806
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$26.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2195 CUNNINGHAM CT SAN JOSE CA 951481152, SAN JOSE, CA 95148-1152

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 20, 2017
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0023781804
Instrument Date	Sep 26, 2017
Instrument	23781804
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$26.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2195 CUNNINGHAM CT SAN JOSE CA 951481152, SAN JOSE, CA 95148-1152

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2195 CUNNINGHAM CT, SAN JOSE, CA 95148-1152
Document Number	0023582345
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4028 CARRACCI LN SAN JOSE CA 951351170, SAN JOSE, CA 95135-1170

Mortgage

Document Number	0023582345
Date	Feb 14, 2017
Instrument	23582345

Lender

Name	FRANCISCO SR VALDEZ

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Alum Rock Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,399,999 (-1.55%) Land $919,400 Building $480,599
2025	$19,738.00 (-3.03%)	$1,422,018 (+4.04%) Land $933,863 Building $488,155
2024	$20,354.00 (+1.75%)
2023	$20,004.00 (+10.19%)	$1,366,800 Land $897,600 Building $469,200
2022	$18,154.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	9 (1981–2022)
Most Recent Claim	Mar 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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