2195 Colonial Ln, Hickory, NC 28601 Property Records

Catawba County property record for 2195 Colonial Ln, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,625 sqft · built 1968
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$109,000 (Feb 2005)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3723-16-93-7716`

Property Details

APN / Parcel Number

Primary APN	`3723-16-93-7716`
Alternative APN	`0056536`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,625 sqft Living Area
1st Floor Area	2,550 sqft
Game Room	Game Room

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	160 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2195 COLONIAL LN
City	HICKORY
State	NC
Zip	28601-8144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 36 BLOCK E PLAT 13-43
Legal Subdivision	COLONIAL HGTS
Legal Block	E
Legal Lot Number	36
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2028
Census Tract	10303

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2195 COLONIAL LN, HICKORY, NC 28601-8144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 17, 2022	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage NOVA CU
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTA POSTAL CU
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage ATLANTA POSTAL CU
Oct 17, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2005 · Amount on Record
Deed Sale	Feb 25, 2005 · Amount on Record
Prior Sale	Dec 1, 1978 · Amount on Record
Deed Document Number	20055361
Deed Book / Page	2644 / 1598
Last Transfer Date	Oct 10, 2022
Transfer Doc	0037750696
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2195 COLONIAL LN, HICKORY, NC 28601-8144
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038550767
Date	Feb 13, 2024
Book Page	3855/767
Instrument	2471

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CATAWBA NC
Recording Date	Oct 17, 2022
Property Address	2195 COLONIAL LN, HICKORY, NC 28601-8144
Document Number	0037750696
Book / Page	3775 / 696
Map Reference	MB 13 PG 43
Instrument Date	Oct 10, 2022
Instrument	22505
Transaction Type	Transfer
Record Updated	Nov 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 COLONIAL LN, HICKORY, NC 28601-8144

Mortgage

Document Number	0000022506
Date	Oct 17, 2022
Instrument	22506

Lender

Name	NOVA CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2195 COLONIAL LN, HICKORY, NC 28601-8144
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036590730
Date	May 24, 2021
Book Page	3659/730
Instrument	12340

Lender

Name	ATLANTA POSTAL CU
Type	Credit Union
Address	ATLANTA, GA 30354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2195 COLONIAL LN, HICKORY, NC 28601-8144
Document Number	0035201775
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2195 COLONIAL LN HICKORY NC 286018144, HICKORY, NC 28601-8144

Mortgage

Document Number	0035201775
Date	Aug 13, 2019
Book Page	003520/001775
Instrument	13767

Lender

Name	ATLANTA POSTAL CU
Type	Credit Union
Address	ATLANTA, GA 30354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 12, 2039

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2195 COLONIAL LN, HICKORY, NC 28601-8144
Document Number	0034781599
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2195 COLONIAL LN HICKORY NC 286018144, HICKORY, NC 28601-8144

Mortgage

Document Number	0034781599
Date	Oct 30, 2018
Book Page	003478/001599
Instrument	18238

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 29, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,400 (-) Land $12,600 Building $245,800
2025	$1,030.00 (-23.7%)	$258,400 (-) Land $12,600 Building $245,800
2024	$1,350.00 (+4.01%)
2023	$1,298.00	$258,400 Land $12,600 Building $245,800	$258,400 Land $12,600 Building $245,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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