2195 Co Rd 239, Centre, AL 35960 Property Records

Cherokee County property record for 2195 Co Rd 239, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,925 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$131,300 (Feb 2021)
Tax Bill	$626 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-06-14-0-000-033.001`

Property Details

APN / Parcel Number

Primary APN	`13-13-06-14-0-000-033.001`
Alternative APNs	`ALT APN:1306140000033001` `211586`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,925 sqft Living Area
1st Floor Area	1,925 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	420 sqft
Utility Building	110 sqft

Location & Zoning

Account Number	211586
Street Address	2195 COUNTY ROAD 239
City	CENTRE
State	AL
Zip	35960-5530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 9-A, MATTHEW & MINNIE STARR ESTATE S/D, PB 6/113
Legal Range	10E
Legal Township	10S
Legal Section	14
Legal Subdivision	MATTHEW & MINNIE STARR ESTATE
Legal Lot Number	9
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1018
Census Tract	956102

Owner

2195 Co Rd 239 is owned and occupied by two individuals who bought it in February 2021.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2195 COUNTY ROAD 239, CENTRE, AL 35960-5530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · VA Mortgage HOMESTAR FINANCIAL CORP
Feb 22, 2021	Warranty Deed, Transfer
Feb 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on File
Deed Sale	Feb 22, 2021 · Amount on File
Prior Sale	Feb 5, 2021 · Amount on File
Deed Document Number	2021216700
Prior Transfer Date	Feb 17, 2021
Prior Transfer Doc	0000216700
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2195 COUNTY ROAD 239, CENTRE, AL 35960-5530
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218755
Date	Jun 14, 2021
Instrument	218755

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 22, 2021
Property Address	2195 COUNTY ROAD 239, CENTRE, AL 35960-5530
Document Number	0000216700
Instrument Date	Feb 17, 2021
Instrument	216700
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2195 W RD 239, 2195, CENTRE, AL 35960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 COUNTY ROAD 239, CENTRE, AL 35960-5530

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 5, 2021
Property Address	2195 COUNTY ROAD 239, CENTRE, AL 35960-5530
Document Number	0000216484
Map Reference	DB A104 PG 812
Instrument Date	Feb 5, 2021
Instrument	216484
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 COUNTY ROAD 239, CENTRE, AL 35960-5530

Tax Assessment & Valuation

The 2026 property tax bill for 2195 Co Rd 239 was $626, up 7.4% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$626.00 (+7.38%)
2025	$583.00 (+5.42%)	$16,500 (+5.23%) Land $740 Building $15,760	$171,900 (+5.2%) Land $7,300 Building $164,600
2024	$553.00 Additional exemption filed	$15,680 (-4.16%) Land $660 Building $15,020	$163,400 (-) Land $6,600 Building $156,800
2023	$553.00 Additional exemption filed	$16,360 (+1,120.9%)	$163,400 (-) Land $6,600 Building $156,800
2022	$553.00 Additional exemption filed	$1,340 Land $660 Building $680	$163,400 Land $6,600 Building $156,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2195 Co Rd 239 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2195 Co Rd 239 is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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