2195 Bluerock Cir, Concord, CA 94521 Property Records

Contra Costa County property record for 2195 Bluerock Cir, Concord, CA 94521

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,973 sqft · built 1992
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on File
Last Sale$158,000 (May 2021)
Tax Bill$9,463 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Jun 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN117-380-047-3

Property Details

APN / Parcel Number

Primary APN117-380-047-3
Alternative APN
  • 117-380-047

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area1,973 sqft Living Area
1st Floor Area1,142 sqft
2nd Floor Area831 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCluster
Lot Area5,500 sqft (0.126 acres)
Garage TypeAttached
Garage Area489 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address2195 BLUEROCK CIR
CityCONCORD
StateCA
Zip94521-1671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7043 L42
Legal SubdivisionSUBDIVISION 7043
Legal Tract7043
Legal Lot Number42
JurisdictionCONTRA COSTA CA
Township / Civil DivisionANTIOCH-PITTSBURG
Census Block Group2
Census Block2012
Census Tract313204

Owner

Source: Contra Costa County records · APN 117-380-047-3

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2195 BLUEROCK CIR, CONCORD, CA 94521-1671
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 28, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMERCE MORTGAGE
May 26, 2021Grant Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC
Apr 22, 2020Deed of Trust, Mortgage · Conventional with PMI
BANK OF AMERICA
Oct 23, 2018Grant Deed, Transfer · FHA Mortgage
GOLDWATER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Prior SaleOct 23, 2018 · Amount on Record
Deed Document Number2021155599
Prior Transfer DateMay 21, 2021
Prior Transfer Doc0000155599
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2195 BLUEROCK CIR, CONCORD, CA 94521-1671
Transaction TypeMortgage
Record UpdatedFeb 02, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2195 BLUEROCK CIR, CONCORD, CA 94521-1671

Mortgage

Document Number0000007045
DateJan 22, 2026
Instrument2026- 007045
Lender
NameUS BANK NA
TypeBank
Address9380 EXCELSIOR BLVD, HOPKINS, MN 55343
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 26, 2055
Interest
Change FrequencyMonthly

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2195 BLUEROCK CIR, CONCORD, CA 94521-1671
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099963
DateJun 28, 2019
Instrument2019-099963
Lender
NameCOMMERCE MORTGAGE
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMay 26, 2021
Property Address2195 BLUEROCK CIR, CONCORD, CA 94521-1671
Document Number0000155599
Map ReferenceMB 353 PG 25
Instrument DateMay 21, 2021
Instrument2021-155599
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2195 BLUEROCK CIR, CONCORD, CA 94521-1671

Mortgage

Document Number0000155600
DateMay 26, 2021
Instrument2021-155600
Lender
NameCHANGE LENDING LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2195 BLUEROCK CIR, CONCORD, CA 94521-1671
Document Number0000083652
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedMay 18, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2195 BLUEROCK CIR CONCORD CA 945211671, CONCORD, CA 94521-1671

Mortgage

Document Number0000083652
DateMay 04, 2020
Instrument83652
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 03, 2050

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 23, 2018
Property Address2195 BLUEROCK CIR, CONCORD, CA 94521-1671
Document Number0000167115
Map ReferenceMB 353 PG 25
Instrument DateOct 04, 2018
Instrument2018-167115
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2195 BLUEROCK CIR, CONCORD, CA 94521-1671

Mortgage

Document Number0000167116
DateOct 23, 2018
Instrument2018-167116
Lender
NameGOLDWATER BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$794,571 (+2%) Land $421,580 Building $372,991
2025$9,463.00 (+3.75%) Homeowner's exemption$778,992 (+4.04%) Land $413,314 Building $365,678
2023$9,121.00 (+1.29%) Homeowner's exemption$748,744 Land $397,265 Building $351,479
2022$9,005.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskHigh
above 75% of the US · above 50% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 96 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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