2195 Blue Stone Ln, Commerce Township (Walled Lake), MI 48390 Property Records

Oakland County property record for 2195 Blue Stone Ln, Commerce Township, MI 48390

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,292 sqft · built 1994
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$227,500 (Apr 2008)
Tax Bill	$2,771 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-23-226-040`

Property Details

APN / Parcel Number

Primary APN	`E-17-23-226-040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,292 sqft Living Area
1st Floor Area	1,324 sqft
Basement Area	929 sqft
Unfinished Basement	929 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	14,375 sqft (0.33 acres)
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	350 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2195 BLUE STONE LN
City	COMMERCE TOWNSHIP
State	MI
Zip	48390-1529
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T2N, R8E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 766 STONE GATE UNIT 38 L 12725 P 701 6-8-94 FR 038
Legal Range	08E
Legal Township	02N
Legal Section	02
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	38
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2000
Census Tract	134500

Owner

2195 Blue Stone Ln, a condominium, is owned and occupied by an individual who bought it in April 2008.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2195 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2008 · Amount on File
Deed Sale	Apr 14, 2008 · Amount on File
Prior Sale	Dec 22, 1994 · Amount on File
Deed Document Number	200877473
Deed Book / Page	40212 / 432
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2195 BLUE STONE LN, COMMERCE TOWNSHIP, MI 48390-1529
Document Number	0000033556
Instrument Date	Feb 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2195 BLUE STONE LN COMMERCE TOWNSHIP MI 483901529, COMMERCE TOWNSHIP, MI 48390-1529

Mortgage

Document Number	0000033556
Date	Feb 14, 2020
Book Page	053840/000332
Instrument	33556

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Feb 13, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2195 Blue Stone Ln was $2,771 with a homeowner's exemption, down 36.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,771.00 (-36.84%) Homeowner's exemption	$204,070	$408,140
2024	$4,387.00
2023		$180,590	$361,180
2021	$3,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2195 Blue Stone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2195 Blue Stone Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20