2195 Berkeley Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 2195 Berkeley Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,925 sqft · built 1926
Lot Size	0.12 acres (5,208 sqft)
Owner	Individual Name on Record
Last Sale	$521,700 (Mar 2019)
Tax Bill	$11,622 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-23-12-0090`

Property Details

APN / Parcel Number

Primary APN	`08-28-23-12-0090`
Alternative APNs	`8056477` `73647`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,871 sqft Living Area
1st Floor Area	1,031 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Stucco
Lot Area	5,208 sqft (0.12 acres)
Lot Dimensions	124 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	73647
Street Address	2195 BERKELEY AVE
City	SAINT PAUL
State	MN
Zip	55105-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOUDEN PARK LOT 11 BLK 3
Legal Range	23
Legal Township	28
Legal Section	08
Legal Subdivision	LOUDEN PARK
Legal Block	3
Legal Lot Number	11
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	5
Census Block	5000
Census Tract	43001

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2195 BERKELEY AVE, SAINT PAUL, MN 55105-1207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage VERMILLION ST BK
Mar 5, 2019	Warranty Deed, Transfer · Conventional Mortgage VERMILLION ST BK
Dec 6, 2018	Trustee's Deed, Construction Loan · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Prior Sale	Nov 30, 2012 · Amount on Record
Deed Document Number	20192634656
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2195 BERKELEY AVE, SAINT PAUL, MN 55105-1207
Document Number	0002655655
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2195 BERKELEY AVE ST PAUL MN 551051207, ST PAUL, MN 55105-1207

Mortgage

Document Number	0002655655
Date	Dec 23, 2019
Instrument	2655655

Lender

Name	VERMILLION ST BK
Type	Bank
Address	VERMILLION, MN 55085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 5, 2019
Property Address	2195 BERKELEY AVE, SAINT PAUL, MN 55105-1207
Document Number	0002634656
Instrument Date	Mar 1, 2019
Instrument	2634656
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	FIRST FINANCIAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,773.78
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 BERKELEY AVE ST PAUL MN 551051207, ST PAUL, MN 55105-1207

Mortgage

Document Number	2634657
Date	Mar 5, 2019
Instrument	2634657

Lender

Name	VERMILLION ST BK
Type	Bank
Address	VERMILLION, MN 55085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 6, 2018
Property Address	2195 BERKELEY AVE, SAINT PAUL, MN 55105-1207
Instrument Date	Nov 8, 2018
Instrument	4737888
Transaction Type	Construction Loan
Record Updated	Dec 20, 2018
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 BERKELEY AVE ST PAUL MN 551051207, ST PAUL, MN 55105-1207

Mortgage

Document Number	0004737888
Date	Dec 6, 2018
Instrument	4737888

Lender

Name	US BK
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 5, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,900 (+4.14%) Land $170,500 Building $496,400	$666,900 (+4.14%) Land $170,500 Building $496,400
2025	$11,622.00 (+22%)
2023	$9,526.00	$640,400 Land $170,500 Building $469,900	$640,400 Land $170,500 Building $469,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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