Osceola County property record for 2195 Barbara Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,314 sqft · built 2006 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (May 2023) |
| Tax Bill | $4,391 (2025) |
| Deeds & Mortgages | May 2023 Sale Nov 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1026313050000E0250 |
| Primary APN | 1026313050000E0250 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,314 sqft Heated Area |
| Gross Area | 2,152 sqft |
| 1st Floor Area | 1,314 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 105 ft deep x 75 ft wide |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 438 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 97106 |
|---|---|
| Street Address | 2195 BARBARA DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EL RANCHO PARK PB 1 PG 415 BLK E LOT 25 AND INTEREST IN BEACH LOT 14 BLK G |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 10 |
| Legal Subdivision | EL RANCHO PARK ADDN |
| Legal Tract | 3050 |
| Legal Block | E,G |
| Legal Lot Number | 14,25 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 43301 |
Source: Osceola County records · APN 1026313050000E0250
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2195 BARBARA DR, SAINT CLOUD, FL 34771-8826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2023 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Nov 19, 2018 | Warranty Deed, Transfer · FHA Mortgage NORTHPOINT MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on Record |
| Deed Sale | May 30, 2023 · Amount on Record |
| Prior Sale | Jul 08, 2015 · Amount on Record |
| Deed Document Number | 2023068161 |
| Deed Book / Page | 6414 / 2132 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 30, 2023 |
| Property Address | 2195 BARBARA DR, SAINT CLOUD, FL 34771-8826 |
| Document Number | 0064142132 |
| Book / Page | 6414 / 2132 |
| Map Reference | MB 1 PG 357 |
| Instrument Date | May 25, 2023 |
| Instrument | 2023068161 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2195 BARBARA DR, SAINT CLOUD, FL 34771-8826 |
| Name | Verified Name |
|---|---|
| Address | 2195 BARBARA DR, SAINT CLOUD, FL 34771-8826 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 19, 2018 |
| Property Address | 2195 BARBARA DR, SAINT CLOUD, FL 34771-8826 |
| Document Number | 0054342923 |
| Book / Page | 005434 / 002923 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 169845 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2018 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW/ |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,234.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2194 JAMES DR ST CLOUD FL 347718829, ST CLOUD, FL 34771-8829 |
| Document Number | 54342924 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 005434/002924 |
| Instrument | 169846 |
| Name | NORTHPOINT MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISKDALE, MA 01518 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,391.00 (+120.76%) | $265,500 (+92.3%) Land $52,200 Building $213,300 | $265,500 (+14.74%) Land $52,200 Building $213,300 |
| 2023 | $1,989.00 (+5.35%) Homeowner's exemption | $138,062 (+3%) | $231,400 (+15.35%) Land $25,200 Building $206,200 |
| 2022 | $1,888.00 Homeowner's exemption | $134,041 | $200,600 Land $25,200 Building $175,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 658 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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