21943 E Ridge Trail Cir, Aurora, CO 80016 Property Records

Arapahoe County property record for 21943 E Ridge Trail Cir, Aurora, CO 80016

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,831 sqft · built 2002
Lot Size	0.304 acres (13,242 sqft)
Owner	2 Individual Names on File
Last Sale	$639,000 (Jun 2016)
Tax Bill	$9,516 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2073-24-2-21-019`

Property Details

APN / Parcel Number

Primary APN	`2073-24-2-21-019`
Alternative APNs	`033896505` `33896505` `896505`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	5,831 sqft Living Area
Gross Area	7,576 sqft
1st Floor Area	2,290 sqft
2nd Floor Area	2,191 sqft
Basement Area	2,230 sqft
Finished Basement	1,350 sqft
Unfinished Basement	880 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	13,242 sqft (0.304 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	700 sqft
Driveway	Driveway
Driveway Area	3 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Covered Porch
Porch Area	269 sqft
Patio Area	658 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	033896505
Street Address	21943 E RIDGE TRAIL CIR
City	AURORA
State	CO
Zip	80016-2665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 053967 SUBDIVISIONNAME SADDLE ROCK NORTH SUB 1ST FLG 1ST AMENDMENT BLOCK 002 LOT 010 LOT 10 BLK 2 SADDLE ROCK NORTH SUB 1ST FLG 1ST AMENDMENT
Legal Range	66W
Legal Township	5S
Legal Section	24
Legal Quarter	2
Legal Subdivision	SADDLE ROCK NORTH SUB 1ST FLG 1ST AMENDM
Legal Block	002
Legal Lot Number	10
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	1
Census Block	1008
Census Tract	85300

Owner

21943 E Ridge Trail Cir is owned and occupied by two individuals who bought it in June 2016.

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21943 E RIDGE TRAIL CIR, AURORA, CO 80016-2665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FORTUNE FINANCIAL INC
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2016 · Amount on File
Deed Sale	Jun 14, 2016 · Amount on File
Prior Sale	Dec 23, 2015
Deed Document Number	201662134
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	21943 E RIDGE TRAIL CIR, AURORA, CO 80016-2665
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21943 E RIDGE TRAIL CIR, AURORA, CO 80016-2665

Mortgage

Document Number	00E1003122
Date	Jan 7, 2021
Instrument	E1003122

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	21943 E RIDGE TRAIL CIR, AURORA, CO 80016-2665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D9128689
Date	Nov 22, 2019
Instrument	D9128689

Lender

Name	FORTUNE FINANCIAL INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	21943 E RIDGE TRAIL CIR, AURORA, CO 80016-2665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0072633
Date	Jun 18, 2020
Instrument	E0072633

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 21943 E Ridge Trail Cir was $9,516, up 13.6% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,202 (+2.24%)	$1,161,200 (-) Land $300,000 Building $861,200
2025	$9,516.00 (+13.64%)	$72,575	$1,161,200 Land $300,000 Building $861,200
2024	$8,374.00
2023		$72,237 (+30.61%)	$1,067,800 (+34.18%) Land $300,000 Building $767,800
2022		$55,308	$795,800 Land $270,600 Building $525,200
2021	$7,013.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21943 E Ridge Trail Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21943 E Ridge Trail Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Aerux Broadband Fixed Wireless	100 / 100

May also be available: Ting.

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