Stearns County property record for 21941 Lois Ln, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2,045 sqft · built 2020 |
| Lot Size | 10.5 acres (457,380 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Apr 2020) |
| Tax Bill | $6,970 (2026) |
| Deeds & Mortgages | Apr 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24669-0500 |
| Primary APN | 36-24669-0500 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 2,045 sqft Living Area |
| 1st Floor Area | 2,045 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Metal |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 457,380 sqft (10.5 acres) |
| Garage Type | Attached |
| Garage Area | 1,166 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 21941 LOIS LN |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-3000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLK 001 ZUMWALDE LAKE ESTATES SECTION 19 TOWNSHIP 123 RANGE 35 SECTION 19 TOWNSHIP 123 RANGE 35 |
| Legal Range | 35W |
| Legal Township | 123 |
| Legal Section | 19 |
| Legal Subdivision | ZUMWALDE LAKE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 11302 |
21941 Lois Ln is owned and occupied by an individual who bought it in April 2020.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21941 LOIS LN, COLD SPRING, MN 56320-3000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2020 · Amount on File |
| Deed Sale | Apr 8, 2020 · Amount on File |
| Deed Document Number | 20201566258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 8, 2020 |
| Property Address | 21941 LOIS LN, COLD SPRING, MN 56320-3000 |
| Document Number | 00A1566258 |
| Instrument Date | Apr 1, 2020 |
| Instrument | A1566258 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21941 LOIS LN, COLD SPRING, MN 56320-3000 |
The 2026 property tax bill for 21941 Lois Ln was $6,970.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,970.00 | $715,200 (+4.32%) Land $119,300 Building $595,900 | $715,200 (+4.32%) Land $119,300 Building $595,900 |
| 2025 | $685,600 Land $112,900 Building $572,700 | $685,600 Land $112,900 Building $572,700 | |
| 2023 | $6,002.00 | $599,800 Land $109,500 Building $490,300 | $599,800 Land $109,500 Building $490,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21941 Lois Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1997–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21941 Lois Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Midco.
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