21940 Lake Seneca Rd, Eustis, FL 32736 Property Records

Lake County property record for 21940 Lake Seneca Rd, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,346 sqft · built 1978
Lot Size	3.57 acres (155,644 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Jun 2021)
Tax Bill	$3,892 (2024)
Deeds & Mortgages	Jun 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-19-27-0100-00B-00000`

Property Details

APN / Parcel Number

Primary APN	`03-19-27-0100-00B-00000`
Alternative APNs	`271903010000B00000` `1126720`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	155,644 sqft (3.57 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Unfinished Open Porch
Porch Area	348 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1126720
Street Address	21940 LAKE SENECA RD
City	EUSTIS
State	FL
Zip	32736-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SENECA TRACT B--LESS W 433 FT & LESS N 33 FT FOR RD R/W-- PB 10 PG 45 ORB 5735 PG 392 ORB 6488 PG 952
Legal Range	27E
Legal Township	19S
Legal Section	3
Legal Subdivision	SENECA
Legal Tract	B
Legal Block	B
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1024
Census Tract	30108

Owner

Source: Lake County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21940 LAKE SENECA RD, EUSTIS, FL 32736-9477
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	202185470
Deed Book / Page	5735 / 392
Prior Transfer Date	Apr 6, 2009
Prior Transfer Doc	0037581081
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 22, 2021
Property Address	21940 LAKE SENECA RD, EUSTIS, FL 32736-9477
Document Number	0057350392
Book / Page	5735 / 392
Map Reference	MB 10 PG 45
Instrument Date	Jun 18, 2021
Instrument	2021085470
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39775 E COLONIAL HWY, HAMILTON, VA 20158-3149

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21940 LAKE SENECA RD, EUSTIS, FL 32736-9477

Mortgage

Document Number	0005735394
Date	Jun 22, 2021
Instrument	5735/394

Lender

Name	THE FIRST NATIONAL BANK OF MOUNT DO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,390 (+2.9%)	$411,128 (-) Land $190,200 Building $220,928
2025		$277,350 (+5.98%) Land $190,200 Building $87,150	$411,128 (+8.61%) Land $190,200 Building $220,928
2024	$3,892.00 (+9.08%)
2023	$3,568.00 (+5.38%) Homeowner's exemption	$261,690 (+3%)	$378,546 (+48.99%) Land $190,200 Building $188,346
2022	$3,386.00 Homeowner's exemption	$254,077	$254,077 Land $66,570 Building $187,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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