2194 W Dean Rd, Temperance, MI 48182 Property Records

Monroe County property record for 2194 W Dean Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Mar 2026)
Tax Bill	$5,015 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-021-048-65`

Property Details

APN / Parcel Number

Primary APN	`02-021-048-65`
Alternative APN	`02 021 048 60`

Exterior

Lot Area	56,192 sqft (1.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2194 W DEAN RD
City	TEMPERANCE
State	MI
Zip	48182-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SE 1/4 OF SW 1/4 OF SEC 21 T8S R7E 1.29 ACRES BEG @ A PT OF S LN OF SEC 21 THAT IS 530.00' W ALG SD S LN TO POB TH N
Legal Range	07E
Legal Township	08S
Legal Section	21
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3012
Census Tract	833800

Owner

2194 W Dean Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Monroe County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2194 W DEAN RD, TEMPERANCE, MI 48182-9439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Mar 30, 2026	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Nov 3, 2017	Warranty Deed, Transfer · Conventional with PMI DIRECTIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Nov 3, 2017 · Amount on File
Deed Document Number	20264885
Prior Transfer Date	Feb 25, 2016
Prior Transfer Doc	0000004070
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2194 W DEAN RD, TEMPERANCE, MI 48182-9439
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2194 W DEAN RD, TEMPERANCE, MI 48182-9439

Mortgage

Document Number	0000013070
Date	Sep 5, 2023
Instrument	2023R13070

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 12, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2194 W DEAN RD, TEMPERANCE, MI 48182-9439
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2194 W DEAN RD, TEMPERANCE, MI 48182-9439

Mortgage

Document Number	0000021081
Date	Aug 10, 2021
Instrument	2021R21081

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Mar 30, 2026
Property Address	2194 W DEAN RD, TEMPERANCE, MI 48182-9439
Document Number	0000004885
Instrument Date	Mar 26, 2026
Instrument	2026R04885
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2194 W DEAN RD, TEMPERANCE, MI 48182-9439

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2194 W DEAN RD, TEMPERANCE, MI 48182-9439

Mortgage

Document Number	0000004886
Date	Mar 30, 2026
Instrument	2026R04886

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2194 W DEAN RD, TEMPERANCE, MI 48182-9439
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2194 W DEAN RD, TEMPERANCE, MI 48182-9439

Mortgage

Document Number	2021R21081
Date	Aug 10, 2021
Instrument	2021R21081

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 3, 2017
Property Address	2194 W DEAN RD, TEMPERANCE, MI 48182-9439
Document Number	0000022254
Instrument Date	Oct 31, 2017
Instrument	22254
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	LAWYERS TITLE AGENCY/MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,967.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	805 W STATE LINE RD TOLEDO OH 436124438, TOLEDO, OH 43612-4438

Mortgage

Document Number	22255
Date	Nov 3, 2017
Instrument	22255

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2194 W Dean Rd was $5,015 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,400 (+5.06%) Land $282,400	$564,800 (+5.06%) Land $564,800
2025	$5,015.00 Homeowner's exemption	$268,800 Land $268,800	$537,600 Land $537,600
2023	$4,456.00 Homeowner's exemption	$206,800	$413,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2194 W Dean Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2194 W Dean Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Dean Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures