Montgomery County property record for 2194 River Rd, Clarksville, TN 37040
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,793 sqft · built 1964 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,664 (2025) |
| Deeds & Mortgages | May 2023 Transfer Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 100 81.00 |
| Primary APN | 100 81.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,793 sqft Living Area |
| Gross Area | 3,254 sqft |
| 1st Floor Area | 2,793 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 61,420 sqft (1.41 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 672 sqft |
| Carport | Carport |
| Carport Area | 672 sqft |
| Driveway | Driveway |
| Driveway Area | 2,660 sqft |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2194 RIVER RD |
|---|---|
| City | CLARKSVILLE |
| State | TN |
| Zip | 37040-7253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T LARRY BRYANT IS DECEASED LEAVING HIS INTERESTED VESTED IN GLADYS M BRYANT AND MARY G SHELTON AS THE SURVIVING TENANTS IN |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 101600 |
2194 River Rd is owned and occupied by two individuals who acquired it in May 2023.
Source: Montgomery County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2194 RIVER RD, CLARKSVILLE, TN 37040-7253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2023 | Intrafamily Transfer, Transfer |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FEDERAL CREDIT UNION |
| Sep 8, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 18, 2023 |
| Transfer Doc | 02298/2997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | May 18, 2023 |
| Property Address | 2194 RIVER RD, CLARKSVILLE, TN 37040-7253 |
| Document Number | 02298/2997 |
| Book / Page | 2298 / 2997 |
| Instrument Date | May 18, 2023 |
| Instrument | 1423411 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2194 RIVER RD, CLARKSVILLE, TN 37040-7253 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 2194 RIVER RD, CLARKSVILLE, TN 37040-7253 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2194 RIVER RD, CLARKSVILLE, TN 37040-7253 |
| Document Number | 0001228495 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 0000001918/0000002429 |
| Instrument | 1228495 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Nov 1, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Sep 8, 2017 |
| Property Address | 2194 RIVER RD, CLARKSVILLE, TN 37040-7253 |
| Document Number | 0001136138 |
| Book / Page | 001764 / 002476 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 1136138 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2194 RIVER RD CLARKSVILLE TN 370407253, CLARKSVILLE, TN 37040-7253 |
The 2025 property tax bill for 2194 River Rd was $1,664.
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,664.00 | $79,225 (-) | $316,900 (-) Land $77,500 Building $239,400 |
| 2024 | $1,664.00 (+21.46%) | $79,225 (+72.89%) | $316,900 Land $77,500 Building $239,400 |
| 2023 | $1,370.00 | $45,825 (-) | |
| 2022 | $1,370.00 | $45,825 | $183,300 Land $30,800 Building $152,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2194 River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2194 River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND HEIGHTS U.D. serves 3,623 people · EPA ID TN0000166 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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