2194 Ready Section Rd, Toney, AL 35773 Property Records

Madison County property record for 2194 Ready Section Rd, Toney, AL 35773

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,638 sqft · built 1989
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on Record
Tax Bill$705 (2026)
Deeds & MortgagesOct 2018 Line of Credit
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN05-07-26-0-001-014.000

Property Details

APN / Parcel Number

Primary APN05-07-26-0-001-014.000
Alternative APN
  • 129773

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,638 sqft Living Area
1st Floor Area1,638 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeMixed
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)
Garage Area1,170 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number129773
Street Address2194 READY SECTION RD
CityTONEY
StateAL
Zip35773-7117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 26 T1 R2W PART OF THE NE 1/4 OF SEC 26 DESC AS COM AT THE NE COR OF SD SEC TH W 1858 FT TH S TO THE S MAR OF READY SEC RD
Legal Range02W
Legal Township01S
Legal Section26
JurisdictionMADISON AL
Township / Civil DivisionMADISON CROSSROADS
Census Block Group1
Census Block1008
Census Tract10403

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2194 READY SECTION RD, TONEY, AL 35773-7117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2018Deed of Trust, Mortgage · Line of Credit
REDSTONE FCU
Apr 2, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address2194 READY SECTION RD, TONEY, AL 35773-7117
Document Number0000065666
Instrument DateOct 9, 2018
Transaction TypeMortgage
Record UpdatedOct 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2194 READY SECTION RD TONEY AL 357737117, TONEY, AL 35773-7117

Mortgage

Document Number0000065666
DateOct 11, 2018
Instrument65666
Lender
NameREDSTONE FCU
TypeCredit Union
AddressHUNTSVILLE, AL 35893
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 10, 2033
Interest
Rate TypeAdjustable Rate

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON AL
Recording DateApr 2, 2018
Property Address2194 READY SECTION RD, TONEY, AL 35773-7117
Document Number0000019368
Instrument DateMar 27, 2018
Instrument19368
Transaction TypeTransfer
Record UpdatedApr 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.50
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2194 READY SECTION RD TONEY AL 357737117, TONEY, AL 35773-7117

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$705.00 (+0.86%)
2025$699.00 (+4.33%) Homeowner's exemption$24,260 (+4.12%) Land $2,260 Building $22,000$242,400 (+4.12%) Land $22,500 Building $219,900
2023$670.00 (+13.37%) Homeowner's exemption$23,300 (+12.78%) Land $2,260 Building $21,040$232,800 (+12.85%) Land $22,500 Building $210,300
2022$591.00 Homeowner's exemption$20,660 Land $2,260 Building $18,400$206,300 Land $22,500 Building $183,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON COUNTY WATER DEPARTMENT
serves 119,100 people · EPA ID AL0000888
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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