2194 Last Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2194 Last Trl, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,227 sqft · built 1979
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$74,583 (Jun 2023)
Tax Bill	$1,102 (2025)
Deeds & Mortgages	Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-16-160`

Property Details

APN / Parcel Number

Primary APN	`206-16-160`

Interior

Stories	2 Stories
Building Area	1,227 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Deck Area	Deck Area
Patio Area	115 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2194 LAST TRL
City	OVERGAARD
State	AZ
Zip	85933-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ZANE GREY MOBILE HOME EST #1 LOT 160
Legal Range	17E
Legal Township	12N
Legal Section	29
Legal Subdivision	ZANE GREY MOBILE HOME EST #1
Legal Lot Number	160
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2075
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2194 LAST TRL, OVERGAARD, AZ 85933-5225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC
Jun 1, 2023	Warranty Deed, Transfer · Commercial Mortgage TRYON FAMILY LIVING TRUST
Jul 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Deed Document Number	20237095
Prior Transfer Date	Jul 24, 2017
Prior Transfer Doc	0000011628
Record Updated	Sep 20, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2194 LAST TRL, OVERGAARD, AZ 85933-5225
Transaction Type	Mortgage
Record Updated	Jul 17, 2023
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2194 LAST TRL, OVERGAARD, AZ 85933-5225

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 1, 2023
Property Address	2194 LAST TRL, OVERGAARD, AZ 85933-5225
Document Number	0000007095
Map Reference	MB 8 PG 39
Instrument Date	May 25, 2023
Instrument	2023-07095
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2194 LAST TRL, OVERGAARD, AZ 85933-5225

Mortgage

Document Number	0000007096
Date	Jun 1, 2023
Instrument	2023-07096

Lender

Name	TRYON FAMILY LIVING TRUST
Type	Non-Lending Institution
Address	PHOENIX, AZ 85053

Agreement

Type	Commercial Mortgage

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jul 20, 2018
Property Address	2194 LAST TRL, OVERGAARD, AZ 85933-5225
Document Number	0000011628
Instrument Date	Jul 24, 2017
Instrument	11628
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3101 W HEARN RD PHOENIX AZ 850535733, PHOENIX, AZ 85053-5733

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$207,282 (-10.82%) Land $27,189 Building $180,093
2026			$232,435 (+10.18%) Land $29,726 Building $202,709
2025	$1,102.00 (+4.36%)	$21,096 Land $2,621 Building $18,475	$210,960 Land $26,210 Building $184,750
2023	$1,056.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Sparklight Fiber	1,000 / 1,000

May also be available: Verizon.

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