Monroe County and Penfield Town property record for 2194 Five Mile Line Rd, Penfield, NY 14526
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,695 sqft · built 1902 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,625 (2026) |
| Deeds & Mortgages | Apr 2021 Line of Credit Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 264200 139.10-2-34 |
| Primary APN | 264200 139.10-2-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,695 sqft Living Area |
| 1st Floor Area | 911 sqft |
| 2nd Floor Area | 784 sqft |
| Game Room | Game Room |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 239 ft deep x 70 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,178 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00673000000 |
|---|---|
| Street Address | 2194 FIVE MILE LINE RD |
| City | PENFIELD |
| State | NY |
| Zip | 14526-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Description | 0038-13-04 |
| Legal Block | 2 |
| Legal Lot Number | 34.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | PENFIELD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 11601 |
2194 Five Mile Line Rd is owned and occupied by two individuals.
Source: Monroe County and Penfield Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2194 FIVE MILE LINE RD, PENFIELD, NY 14526-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit THE CANANDAIGUA NATIONAL BANK & TRUST CO |
| Sep 11, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 2194 FIVE MILE LINE RD, PENFIELD, NY 14526-2207 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 2194 FIVE MILE LINE RD, PENFIELD, NY 14526-2207 |
| Document Number | 0000000081 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 29160/81 |
| Instrument | 202104210931 |
| Name | THE CANANDAIGUA NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CANANDAIGUA, NY 14424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 2194 FIVE MILE LINE RD, PENFIELD, NY 14526-2207 |
| Document Number | 0000000795 |
| Book / Page | 027333 / 000323 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 2194 FIVE MILE LINE RD PENFIELD NY 145262207, PENFIELD, NY 14526-2207 |
| Document Number | 0000000795 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 027333/000323 |
| Instrument | 795 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 2194 Five Mile Line Rd was $6,625 with a homeowner's exemption, up 15.3% from the year before.
Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Penfield Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,625.00 (+15.26%) Homeowner's exemption | ||
| 2025 | $5,748.00 | $203,200 Land $56,300 Building $146,900 | $270,900 Land $75,057 Building $195,843 |
| 2023 | $203,200 (-) Land $56,300 Building $146,900 | $216,200 (+6.4%) Land $59,902 Building $156,298 | |
| 2022 | $203,200 Land $56,300 Building $146,900 | $203,200 Land $56,300 Building $146,900 | |
| 2021 | $5,280.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2194 Five Mile Line Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2194 Five Mile Line Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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