2194 E Bay Dr, Largo, FL 33771 Property Records

Pinellas County property record for 2194 E Bay Dr, Largo, FL 33771 · Last verified January 2026

Property Summary

Property TypeFast Food Restaurant
Details2 ba · 612 sqft · built 2016
Lot Size0.489 acres (21,327 sqft)
OwnerCompany Name on File
Last Sale$6,200,000 (Nov 2012)
Tax Bill$12,246 (2025)
Deeds & MortgagesAug 2020 Loan Modification
Feb 2020 Loan Modification
+ 3 more
Flood ZoneZone X (minimal risk)
APNC62-001-079-6072-6

Property Details

APN / Parcel Number

Primary APNC62-001-079-6072-6
Alternative APNs
  • 35-29-15-45535-000-0010
  • R489742

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area612 sqft Heated Area
1st Floor Area612 sqft 1st Floor
Stories1 Story
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialSiding
Construction TypeSteel Frame
Fire ResistanceFireproof Steel Frame
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area21,327 sqft (0.489 acres)
FenceFence
Patio Area1,040 sqft Patio

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account NumberR489742
Street Address2194 E BAY DR
CityLARGO
StateFL
Zip33771-2323
Property CategoryCommercial
Property TypeCommercial > Retail > Fast Food Restaurant
Legal DescriptionKEENE PLAZA UNIT 2 LOT 1
Legal Range15
Legal Township29
Legal Section35
Legal SubdivisionKEENE PLAZA UNIT 2
Legal Lot Number1
Legal Unit2
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2005
Census Tract25508

Owner

Source: Pinellas County records · APN C62-001-079-6072-6

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address140 CARILLON PKWY, SAINT PETERSBURG, FL 33716-1201
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2020Loan Modification, Mortgage
VALLEY NAT'L BK
Feb 04, 2020Loan Modification, Mortgage
VALLEY NAT'L BK
Jun 11, 2019Loan Modification, Mortgage
VALLEY NAT'L BK
Jul 28, 2017Loan Modification, Mortgage
USAMERIBANK
Aug 01, 2017Loan Modification, Mortgage
USAMERIBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 06, 2012 · Amount on Record
Deed SaleNov 06, 2012 · Amount on Record
Deed Document Number0017782716
Record UpdatedJun 08, 2026

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address2194 E BAY DR, LARGO, FL 33771-2323
Document Number0211880150
Instrument DateAug 04, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2901 RIGSBY LN SAFETY HARBOR FL 346954828, SAFETY HARBOR, FL 34695-4828

Mortgage

Document Number0211880150
DateSep 30, 2020
Book Page021188/000150
Instrument291436
Lender
NameVALLEY NAT'L BK
TypeBank
Address4790 140TH AVE N, CLEARWATER, FL 33762-3857
Agreement
AmountAmount Recorded

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address2194 E BAY DR, LARGO, FL 33771-2323
Document Number0209501326
Instrument DateFeb 04, 2020
Transaction TypeMortgage
Record UpdatedMay 04, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2901 RIGSBY LN SAFETY HARBOR FL 346954828, SAFETY HARBOR, FL 34695-4828

Mortgage

Document Number0209501326
DateApr 03, 2020
Book Page020950/001326
Instrument111354
Lender
NameVALLEY NAT'L BK
TypeBank
Address4790 140TH AVE N, CLEARWATER, FL 33762-3857
Agreement
AmountAmount Recorded

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Recording DateJun 11, 2019
Property Address2194 E BAY DR, LARGO, FL 33771-2323
Document Number0205721928
Book / Page020572 / 001928
Instrument DateJul 26, 2018
Instrument184029
Transaction TypeMortgage
Record UpdatedJul 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2901 RIGSBY LN SAFETY HARBOR FL 346954828, SAFETY HARBOR, FL 34695-4828

Mortgage

Document Number205721928
DateJun 11, 2019
Book Page020572/001928
Instrument184029
Lender
NameVALLEY NAT'L BK
TypeBank
Address4790 140TH AVE N, CLEARWATER, FL 33762-3857
Agreement
AmountAmount Recorded

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Recording DateJul 28, 2017
Property Address2194 E BAY DR, LARGO, FL 33771-2323
Document Number0197210232
Book / Page019721 / 000232
Instrument DateJun 06, 2017
Instrument235182
Transaction TypeMortgage
Record UpdatedSep 01, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2901 RIGSBY LN SAFETY HARBOR FL 346954828, SAFETY HARBOR, FL 34695-4828

Mortgage

Document Number197210232
DateJul 28, 2017
Book Page019721/000232
Instrument235182
Lender
NameUSAMERIBANK
TypeBank
Address4790 140TH AVE N, CLEARWATER, FL 33762-3857
Agreement
AmountAmount Recorded
Term12 Months
DueJul 27, 2018

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Recording DateAug 01, 2017
Property Address2194 E BAY DR, LARGO, FL 33771-2323
Document Number0197251729
Book / Page019725 / 001729
Instrument DateJun 04, 2017
Instrument239447
Transaction TypeMortgage
Record UpdatedSep 05, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2901 RIGSBY LN SAFETY HARBOR FL 346954828, SAFETY HARBOR, FL 34695-4828

Mortgage

Document Number197251729
DateAug 01, 2017
Book Page019725/001729
Instrument239447
Lender
NameUSAMERIBANK
TypeBank
Address4790 140TH AVE N, CLEARWATER, FL 33762-3857
Agreement
AmountAmount Recorded
Term12 Months
DueJul 31, 2018

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,246.00 (+2.79%)$645,000 (+2.38%)$645,000 (+2.38%) Land $332,933 Building $312,067
2023$11,914.00 (+3.5%)$630,000 (+4.13%)$630,000 (+4.13%) Land $314,105 Building $315,895
2022$11,511.00$605,000$605,000 Land $325,492 Building $279,508

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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