2194 Cantley Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2194 Cantley Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,331 sqft · built 1994
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,692 (2026)
Deeds & Mortgages	Mar 2019 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-282198`

Property Details

APN / Parcel Number

Primary APN	`03-282198`
Alternative APNs	`3282198` `282198`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,331 sqft Total Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	282198
Street Address	2194 CANTLEY DR
City	FOREST HILL
State	MD
Zip	21050-1667
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 171 2000 SF 2194 CANTLEY DRIVE BELLE MANOR PT 77/100
Legal Subdivision	BELLE MANOR
Legal Lot Number	171
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	4
Census Block	4001
Census Tract	303201

Owner

2194 Cantley Dr, a townhouse, is owned and occupied by an individual who acquired it in September 2017.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2194 CANTLEY DR, FOREST HILL, MD 21050-1667
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Feb 1, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MCS MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 1997
Deed Sale	Apr 18, 1997
Prior Sale	Dec 2, 1994 · Amount on File
Deed Document Number	19971860
Deed Book / Page	2507 / 332
Last Transfer Date	Sep 18, 2017
Transfer Doc	0126930258
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2194 CANTLEY DR, FOREST HILL, MD 21050-1667
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131890430
Date	Mar 15, 2019
Book Page	13189/0430

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Feb 1, 2018
Property Address	2194 CANTLEY DR, FOREST HILL, MD 21050-1667
Document Number	0126930258
Book / Page	12693 / 0258
Map Reference	MB77 FO100
Instrument Date	Sep 18, 2017
Instrument	12693-0258
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ALL STAR TITLKE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2194 CANTLEY DR, FOREST HILL, MD 21050-1667

Mortgage

Document Number	126930261
Date	Feb 1, 2018
Instrument	12693-0261

Lender

Name	MCS MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2194 Cantley Dr was $2,692, up 8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,692.00 (+8.03%)	$247,033	$259,900 Land $70,000 Building $189,900
2025	$2,492.00
2023		$216,733	$240,600 Land $70,000 Building $170,600
2022	$2,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2194 Cantley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2194 Cantley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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