Lorain County property record for 2193 N Ridge Rd E, Lorain, OH 44055
| Property Type | Bank, Financial Building |
|---|---|
| Details | 1,382 sqft · built 1961 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $125,000 (Nov 1994) |
| Tax Bill | $4,423 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-109-124-018 |
| Primary APN | 03-00-109-124-018 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,382 sqft Total Area |
| Year Built | Built 1961 |
|---|---|
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Dimensions | 177 ft deep x 145 ft wide |
| Street Address | 2193 N RIDGE RD E |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-3412 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | RIDGELAND 145 X 177.33 X IRREGULAR |
| Legal Block | 124 |
| Legal Lot Number | 1-4 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | SHEFFIELD |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 97500 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 615 GRISWOLD RD, ELYRIA, OH 44035-2394 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 1, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 1994 · Amount on Record |
| Deed Sale | Nov 7, 1994 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2193 N RIDGE RD E, LORAIN, OH 44055-3412 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000851818 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2021-0851818 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2193 N RIDGE RD E, LORAIN, OH 44055-3412 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 20210851818 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2021-0851818 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Sheffield Township |
| Unified School District | Clearview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,423.00 | $80,030 (+%) Land $30,160 Building $49,870 | $228,650 (-) Land $86,170 Building $142,480 |
| 2024 | $4,423.00 (+4.98%) | $80,028 (+23.02%) Land $30,160 Building $49,868 | $228,650 (+23.02%) Land $86,170 Building $142,480 |
| 2023 | $4,213.00 (-3.26%) | $65,052 (+%) Land $25,134 Building $39,918 | $185,860 (-) Land $71,810 Building $114,050 |
| 2022 | $4,355.00 | $65,050 Land $25,130 Building $39,920 | |
| 2021 | $185,860 Land $71,810 Building $114,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Breezeline, Windstream.
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