2193 Colorado Ave, Elgin, IL 60123 Property Records

Kane County property record for 2193 Colorado Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,220 sqft · built 1988
Owner	Individual Name on File
Last Sale	$278,000 (Oct 2026)
Tax Bill	$4,709 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-379-075`

Property Details

APN / Parcel Number

Primary APN	`06-09-379-075`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,220 sqft Living Area
Gross Area	1,830 sqft
Basement Area	610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2193 COLORADO AVE
City	ELGIN
State	IL
Zip	60123-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSORS 2ND ADDN TO VALLEY CREEK CONDOMINIUM UNIT 1 LOT 12
Legal Subdivision	WINDSORS 2ND ADDN
Legal Block	3
Legal Lot Number	12
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3013
Census Tract	851909

Owner

2193 Colorado Ave is owned by an individual who bought it in October 2026.

Source: Kane County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	223 ELLEN ST, SYCAMORE, IL 60178-1305
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Jul 29, 2022 · Amount on File
Deed Document Number	202642687
Prior Transfer Date	Aug 19, 2025
Prior Transfer Doc	0000032055
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 2, 2026
Property Address	2193 COLORADO AVE, ELGIN, IL 60123-2543
Document Number	0000042687
Instrument Date	Sep 18, 2026
Instrument	202642687
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,117.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042688,
Date	Oct 2, 2026
Instrument	202642688

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 29, 2022
Property Address	2193 COLORADO AVE, ELGIN, IL 60123-2543
Document Number	0000038571
Instrument Date	Jul 19, 2022
Instrument	2022K038571
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2193 COLORADO AVE, ELGIN, IL 60123-2543

Mortgage

Document Number	0000038572
Date	Jul 29, 2022
Instrument	2022K038572

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2193 Colorado Ave was $4,709.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,709.00 Homeowner's exemption	$69,917 (+8.57%) Land $18,647 Building $51,270	$209,835 (+8.57%) Land $55,963 Building $153,872
2024		$64,398 Land $17,175 Building $47,223	$193,271 Land $51,546 Building $141,726
2022	$4,067.00 (+4.9%) Homeowner's exemption	$53,048 (+7.25%) Land $14,148 Building $38,900	$159,144 (+7.25%) Land $42,444 Building $116,700
2021	$3,877.00 Homeowner's exemption	$49,462 Land $13,227 Building $36,235	$148,386 Land $39,681 Building $108,705

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2193 Colorado Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2193 Colorado Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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