2193 14th Ave NW, Backus, MN 56435 Property Records

Cass County property record for 2193 14th Ave NW, Backus, MN 56435

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 1,128 sqft · built 1980
Lot Size	4.49 acres (195,584 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Oct 2018)
Tax Bill	$2,286 (2026)
Deeds & Mortgages	Jul 2021 Refinance Oct 2018 Sale & Mortgage
APN	`32-004-3102`

Property Details

APN / Parcel Number

Primary APN	`32-004-3102`
Alternative APN	`22499`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,128 sqft Base Area
1st Floor Area	1,128 sqft
Flooring	Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	195,584 sqft (4.49 acres)
Lot Dimensions	300 ft deep x 248 ft wide
View / Lot	Waterfront / Beach
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	22499
Street Address	2193 14TH AVE NW
City	BACKUS
State	MN
Zip	56435-3018
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	PT OF GOV LOT 7 & PT OF NW SE & EASEMENT
Legal Range	29
Legal Township	139
Legal Section	04
Legal Lot Number	7
Jurisdiction	CASS MN
Township / Civil Division	PONTO LAKE
Census Block Group	1
Census Block	1013
Census Tract	960302

Owner

Source: Cass County records · APN 32-004-3102

Assessment roll updated April 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3509 THERESE ST, WAYZATA, MN 55391-3417
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOFI LENDING CORP
Oct 02, 2018	Warranty Deed, Transfer ALERUS FINANCIAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2018 · Amount on Record
Deed Sale	Oct 02, 2018 · Amount on Record
Deed Document Number	2018644656
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	2193 14TH AVE NW, BACKUS, MN 56435-3018
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000674312
Date	Jul 06, 2021
Instrument	A000674312

Lender

Name	SOFI LENDING CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Oct 02, 2018
Property Address	2193 14TH AVE NW, BACKUS, MN 56435-3018
Document Number	A000644656
Instrument Date	Sep 28, 2018
Instrument	A000644656
Transaction Type	Transfer
Record Updated	Apr 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 24TH AVE S, MINNEAPOLIS, MN 55406-2534

Mortgage

Document Number	A000644657
Date	Oct 02, 2018
Instrument	A000644657

Lender

Name	ALERUS FINANCIAL

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated April 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Ponto Lake Township
Unified School District	Pine River-Backus Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,286.00 (+18.94%)
2025	$1,922.00 (+39.07%)	$429,100 (+53.58%) Land $306,300 Building $122,800	$429,100 (+53.58%) Land $306,300 Building $122,800
2023	$1,382.00
2022		$279,400 Land $179,900 Building $99,500	$279,400 Land $179,900 Building $99,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL · Fiber in parts of the area	50 / 10

Based on FCC filings for 18 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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