21922 Willow Way, Monte Rio, CA 95462 Property Records

Sonoma County property record for 21922 Willow Way, Monte Rio, CA 95462

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,165 sqft · built 1910
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on File
Tax Bill	$2,084 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2019 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`095-042-003-000`

Property Details

APN / Parcel Number

Primary APN	`095-042-003-000`
Alternative APN	`095-042-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	1,165 sqft
Basement Area	713 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1918
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,400 sqft (0.147 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	095-042-003
Street Address	21922 WILLOW WAY
City	MONTE RIO
State	CA
Zip	95462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	LOTS 98 & 99, MESA GRANDE
Legal Subdivision	MESA GRANDE
Legal Block	4
Legal Lot Number	98,99
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	4
Census Block	4009
Census Tract	153708

Owner

21922 Willow Way is owned by an individual who acquired it in March 2017.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX F, VILLA GRANDE, CA 95486-0160
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage METROPOLITAN HOME MORTGAGE INC
Sep 27, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Mar 15, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 14, 2017	Intrafamily Transfer, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2017
Deed Sale	Mar 14, 2017
Deed Document Number	201719751
Prior Transfer Date	Mar 8, 2017
Prior Transfer Doc	0000019751
Record Updated	Oct 29, 2026

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Feb 14, 2020
Property Address	21922 WILLOW WAY, MONTE RIO, CA 95462
Document Number	0000011649
Instrument Date	Jan 14, 2020
Instrument	2020011649
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21922 WILLOW WAY, VILLA GRANDE, CA 95486

Mortgage

Document Number	0000011650
Date	Feb 14, 2020
Instrument	2020011650

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SONOMA CA
Recording Date	Sep 27, 2019
Property Address	21922 WILLOW WAY, MONTE RIO, CA 95462
Document Number	0000070173
Instrument Date	Dec 5, 2018
Instrument	70173
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	21922 WILLOW WAY MURRIETA CA 92562, MURRIETA, CA 92562

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 15, 2017
Property Address	21922 WILLOW WAY, MONTE RIO, CA 95462
Document Number	0000020149
Instrument Date	Mar 10, 2017
Instrument	20149
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	21922 WILLOW WAY MONTE RIO CA 95462, MONTE RIO, CA 95462

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Mar 14, 2017
Property Address	21922 WILLOW WAY, MONTE RIO, CA 95462
Document Number	0000019751
Instrument Date	Mar 8, 2017
Instrument	2017019751
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21922 WILLOW WAY, MONTE RIO, CA 95462

Mortgage

Document Number	0000019752
Date	Mar 14, 2017
Instrument	2017019752

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 21922 Willow Way was $2,084.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$131,657 (+2%) Land $46,188 Building $85,469
2025	$2,084.00	$129,077 Land $45,283 Building $83,794
2023	$1,991.00 (+2%)	$124,067 Land $43,526 Building $80,541
2022	$1,952.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21922 Willow Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	7 (2005–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21922 Willow Way is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER SPRINGS CWD - MONTE RIO serves 3,531 people · EPA ID CA4910028
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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