2192 Vernor Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2192 Vernor Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1972
Lot Size	0.535 acres (23,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,600 (May 1997)
Tax Bill	$1,850 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-014-014-00`

Property Details

APN / Parcel Number

Primary APN	`014-014-014-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Flooring	Carpet

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	23,305 sqft (0.535 acres)
Lot Dimensions	233 ft deep x 100 ft wide
Garage Area	600 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2192 VERNOR RD
City	LAPEER
State	MI
Zip	48446-8372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SEC 14 T8N R10E THE W 100 FT OF E 762.08 FT OF N 233 FT OF NE 1/4 OF SW 1/4. .53 A.
Legal Range	10E
Legal Township	08N
Legal Section	14
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	3
Census Block	3003
Census Tract	333500

Owner

Source: Lapeer County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2192 VERNOR RD, LAPEER, MI 48446-8372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
May 21, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 1997 · Amount on Record
Deed Sale	May 7, 1997 · Amount on Record
Deed Document Number	19971
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2192 VERNOR RD, LAPEER, MI 48446-8372
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2192 VERNOR RD, LAPEER, MI 48446-8372

Mortgage

Document Number	0032720289
Date	Feb 7, 2022
Book Page	3272/289

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2192 VERNOR RD, LAPEER, MI 48446-8372
Document Number	0029630692
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2192 VERNOR RD LAPEER MI 484468372, LAPEER, MI 48446-8372

Mortgage

Document Number	0029630692
Date	May 31, 2018
Book Page	002963/000692

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	204 Months
Due	May 30, 2035

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,000 (+6.25%)	$170,000 (+6.25%)
2025	$1,850.00 (+115.12%) Homeowner's exemption	$80,000 (+11.27%)	$160,000 (+11.27%)
2023		$71,900	$143,800
2022	$860.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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