2192 Herman St, Atwater, CA 95301 Property Records

Merced County property record for 2192 Herman St, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,693 sqft · built 1955
Lot Size	0.176 acres (7,706 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Mar 2020)
Tax Bill	$3,535 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-012-001-000`

Property Details

APN / Parcel Number

Primary APN	`001-012-001-000`
Alternative APN	`001012001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,693 sqft Living Area
Gross Area	2,651 sqft
1st Floor Area	1,078 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	7,706 sqft (0.176 acres)
Garage Area	958 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	122 sqft
Patio Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	001012001
Street Address	2192 HERMAN ST
City	ATWATER
State	CA
Zip	95301-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLINS SUB LOT 20
Legal Subdivision	COLLINS SUB
Legal Lot Number	20
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2008
Census Tract	601

Owner

Source: Merced County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2192 HERMAN ST, ATWATER, CA 95301-3217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · FHA Mortgage ENVOY MORTGAGE LTD
Mar 18, 2020	Grant Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Mar 14, 2018	Grant Deed, Transfer TRANSCOUNTY TITLE COMPANY
Mar 14, 2018	Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2020 · Amount on Record
Deed Sale	Mar 18, 2020 · Amount on Record
Prior Sale	Mar 14, 2018
Deed Document Number	2020009331
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2192 HERMAN ST, ATWATER, CA 95301-3217
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2192 HERMAN ST, ATWATER, CA 95301-3217

Mortgage

Document Number	0000002419
Date	Jan 20, 2021
Instrument	2021002419

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 18, 2020
Property Address	2192 HERMAN ST, ATWATER, CA 95301-3217
Document Number	0000009331
Map Reference	MB 13 PG 20
Instrument Date	Mar 16, 2020
Instrument	2020009331
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2192 HERMAN ST, ATWATER, CA 95301-3217

Mortgage

Document Number	0000009332
Date	Mar 18, 2020
Instrument	2020009332

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 14, 2018
Property Address	2192 HERMAN ST, ATWATER, CA 95301-3217
Document Number	0000007503
Map Reference	MB 13 PG 20
Instrument Date	Feb 27, 2018
Instrument	2018007503
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2192 HERMAN ST, ATWATER, CA 95301-3217

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Mar 14, 2018
Property Address	2192 HERMAN ST, ATWATER, CA 95301-3217
Document Number	0000007504
Instrument Date	Feb 20, 2018
Instrument	7504
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2192 HERMAN ST ATWATER CA 953013217, ATWATER, CA 95301-3217

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,535.00 (+5.3%) Homeowner's exemption	$333,557 (+4.04%) Land $82,021 Building $251,536
2023	$3,357.00 (+1.14%) Homeowner's exemption	$320,606 Land $78,837 Building $241,769
2022	$3,319.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, T-Mobile USA.

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