2192 Helds Island Rd, Hermann, MO 65041 Property Records

Gasconade County property record for 2192 Helds Island Rd, Hermann, MO 65041

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,260 sqft · built 2022
Lot Size13.5 acres (588,060 sqft)
Owner2 Individual Names on Record
Last Sale$240,165 (Feb 2025)
Tax Bill$1,925 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Mar 2023 Refinance
Flood ZoneZone X (minimal risk)
APN09-5.0-21-0-00-010.020

Property Details

APN / Parcel Number

Primary APN09-5.0-21-0-00-010.020

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,260 sqft Living Area
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialMetal
Lot Area588,060 sqft (13.5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2192 HELDS ISLAND RD
CityHERMANN
StateMO
Zip65041-4729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT S1/2 SW: AC-13.50
Legal Range06W
Legal Township44N
Legal Section21
JurisdictionGASCONADE MO
Township / Civil DivisionBOULWARE
Census Block Group3
Census Block3022
Census Tract960300

Owner

Source: Gasconade County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2192 HELDS ISLAND RD, HERMANN, MO 65041-4729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES SAVINGS BANK OF RHINELAND
Mar 27, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLES SAVINGS BANK OF RHINELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2025 · Amount on Record
Deed SaleFeb 11, 2025 · Amount on Record
Prior SaleSep 24, 2021 · Amount on Record
Deed Document Number2025287
Prior Transfer DateFeb 4, 2025
Prior Transfer Doc0000000287
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASCONADE MO
Property Address2192 HELDS ISLAND RD, HERMANN, MO 65041-4729
Transaction TypeMortgage
Record UpdatedMay 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020170541
DateFeb 22, 2017
Instrument2017-0541
Lender
NamePEOPLES SAVINGS BANK OF RHINELAND
AddressHERMANN, MO 65041
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASCONADE MO
Property Address2192 HELDS ISLAND RD, HERMANN, MO 65041-4729
Transaction TypeMortgage
Record UpdatedMay 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020230662
DateMar 27, 2023
Instrument2023-0662
Lender
NamePEOPLES SAVINGS BANK OF RHINELAND
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyGasconade County
Unified School DistrictGasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,810 (-)$157,130 (-) Land $15,200 Building $141,930
2025$1,925.00 (+12.38%)$29,810 (+8.68%)$157,130 (+8.65%) Land $15,200 Building $141,930
2023$1,713.00 (+2,495.45%)$27,430$144,620
2022$66.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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